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Report: #1217

Complaint Review: CapitalOne - Richmond Virginia

  • Submitted:
  • Updated:
  • Reported By: Stanchfield MN
  • CapitalOne P.O. Box 85064 Richmond, Virginia U.S.A.

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I was wondering how a company such as a credit card company can say that you are pre approved and then turn you down, such as capital one has just indicated to me. Not that I need their card or even want it now. The point is, is this not misrepresentation of their product and is this not against the law. Thank You

This report was posted on Ripoff Report on 02/02/2000 12:00 AM and is a permanent record located here: https://www.ripoffreport.com/reports/capitalone/richmond-virginia-23285-5064/misrepresentation-1217. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#1 UPDATE Employee

No, this is not illegal

AUTHOR: Virginia - ()

POSTED: Monday, July 01, 2002
No, this is not an illegal practice. If you read the small print on the back of your invitation, it says Pre-Approved simply means that they got your name from one of the credit bureaus as being someone with good enough credit to be eligible for this offer. However, credit is an always-changing thing, so if something has changed negatively on your credit reports since they originally obtained information on you, you could be turned down.

Hope that explains things a little.
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