Complaint Review: Chase Bank - Baton Rouge Louisiana
- Chase Bank P.o.box 26253 Baton Rouge, Louisiana U.S.A.
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- Category: Banks
Chase Bank Cancelled my card Baton Rouge Louisiana
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I checked my balances this morning, statement says 983.00 available credit, limit 2000.00. I go to store this evening and try to charge 14.31, I am declined. I come home and call, and am told my card has been canceled. apparently it was canceled 4 days ago. When I asked why, they say call experian, your credit changed. When I applied for my card I had a score of 640. I got card in November 2008. First 2 months payments 200.00, the next 400.00, the next 730.00, the next 580.00, the next 30.00. My minimum payments max at 28.00. I signed for a home 3 days ago. a 70,000 mortgage. my credit score 5/28/2009 was 704. I paid all cards off except chase(paid down to 1/2) and discover(paid to 1/3), during the mortgage process which took 30 days, I made no purchases on my cards, paid everything on time(as I have for 6 years). I went though only one lender, 1 credit check for pre approval, and one for loan, within 15 days of each other. What could have possibly caused this? I only needed half what I had been told I needed as down payment, so it WAS my intention to make an additional payment prior to my due date, to have paid more off. In summary, I have had card for less than 9 months(my oldest card is over 8 years old on record), my credit score went UP, I paid on time, always more than asked, just as I buy my house and have to move, my card gets canceled, and I haven't even been notified.
Oh yeah, I have been employed by same employer for 9 YEARS and 8 months.
Psychomamma
painesville, Ohio
U.S.A.
This report was posted on Ripoff Report on 07/18/2009 09:31 PM and is a permanent record located here: https://www.ripoffreport.com/reports/chase-bank/baton-rouge-louisiana-70826-0253/chase-bank-cancelled-my-card-baton-rouge-louisiana-471181. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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