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Report: #1524527

Complaint Review: Amazon - New York, New York

  • Submitted:
  • Updated:
  • Reported By: Albert — Memphis United States
  • Author Not Confirmed What's this?
  • Why?
  • Amazon New York, New York United States
  • Phone: 8882474080
  • Web:
  • Category: Banking

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About a year ago I applied for a got a Chase Amazon credit card. At that time I had a FICO score approximating 800. The application went through and I was hit with a 64 point reduction in my FICO score (average is 15 points) and an interest rate 10 percentage points higher than the other two cards I have held and service faithfully for years.

When I enquired about these issues I was told that basically since I was getting a 5% refund on some of my Amazon purchases it was their (Chase Bank's) decision to charge the extra 10% rate on the card and the the reduction in my credit score was just too bad.

The bottom line is that you are not getting a 5% rebate from Amazon , but from the extra interest charge made for having the card.

I would not advise anyone to get a Chase Amazon credit card, you will be the looser.


This report was posted on Ripoff Report on 02/13/2023 04:36 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#3 Consumer Comment

Welcome To Today's "Enlightened" Society!

AUTHOR: Irv - (United States)

POSTED: Thursday, February 16, 2023

 Over and over and's one after another who doesn't have the COMMON SENSE to READ what they are signing BEFORE signing it! This report is nothing more than an ADMISSION TO THE WORLD of still another example of LACK OF COMMON SENSE!

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#2 Consumer Comment

Another clueless borrower

AUTHOR: Robert - (United States)

POSTED: Tuesday, February 14, 2023

First of all, any drop in your Credit Score is NOT determined by the credit card company. Regardless of the name on the card, your drop would have been exactly the same. The drop may be an average of 15 points, but the keyword is "average". Would you be complaining if your score only dropped 5 points?

As for the Interest Rate. The rates were disclosed to you before you applied for the card, it is FEDERAL law. So don't say you didn't get just failed to read them. If the interest rate was too much you should NOT have submitted the application.

Oh and one other thing. Interest is OPTIONAL. If you don't want to pay the off your card every month.

You are playing a losing game anytime you get a credit card and play with other people's money.

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#1 Consumer Comment


AUTHOR: Karl - (United States)

POSTED: Tuesday, February 14, 2023

Is only available at this site. Just type in 608272 and it appears in Consumer Comment #6 at Ripoff Report #608272.

Thank you for sharing your Ripoff Report with everyone. Feel free to email a copy of your Ripoff Report to your Attorney General immediately. Also mail copies to all of your Local TV News Stations and put it to the attention of “Investigative Reporter”.

Good luck to you!

*****URGENT GOVERNMENT ALERT: All Americans are strongly urged to type in 472051 at this site immediately and read Ripoff Report #472051 and all of the consumer comments for extremely important information!!!

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