Citifinancial after reaffirmation from bankruptcy and timely payments/guess they dont want my money Spotsylvania Virginia

What does your loan have anything to do with them getting a bailout. Just because they got a bailout you should not have to pay your loan. Guess what just like you they had to pay the loan back and they DID!! Also your loan is simple interest, that means each payment pays interest firs depending on how many days between payments. If your daily interest i $3 (just an example) and you payment is 100, and has been 30 days since last payment then you have 90 in interest and 10 toward principal, but if has been 33 then 99 in interest and 1 towards prinicpal, if have been 40 then you owe 120 in interest and you paid 100 which leaves 20 that must be paid the 30 days of interest before any can go to prinicpal. Also most of the beginning of your loan is all interest.

As i said before your loan was transfered to a bk branch to make sure all bk laws are followed and your local branch no longer handles your account at all. It is not even part of their collections. Also i am sure the bk made citi reduce the payment and maybe the interest rate to help you pay which probably also extended the term as you still owe the same amount of money to citi even though you filed bk, so if they had to lower the payment citi would have to extend term to get the same amount of money.  If you do stop paying they can go to the courts to get a stay since you would have defaulted on the loan and then they can start legal action against the home since you reaffirmed the debt.

When you file bk your account is transfered to bk dept which is at another branch and state that only handle bk account for legal purposes. The office you did your loan with does not have full access to your account since it was transfered. It is not even part of their collections. It would not do any good since you have filed bk to talk to them since nothing can be done on your account. The nv adress is the same for everybody this is a payment processing center for all citifinancial accounts.