COMPASS BANK UNFAIR NSF FEES AND DEBIT CARD USAGE Jacksonville Florida

You're wasting your time with this and soon your lawyer will be as well. Earlier this year, precedent was set by Wells Fargo in the courts that got one part of the most recent class action suit decertified. Wells has decided not to settle such cases any longer and if the most recent decision and the basis for it is any indication, resequencing will be found by the courts as legal provided it is disclosed; that precedent will end the rip offs done by the legal profession.

You should know one other thing Ronny. In the cases where the bank did settle, the class received on average less than $80 per person; a BofA settlement last year resulted in $78 per person in the class. If you were out hundreds or thousands, $78 is all you got. How much did the bank pay? The deductible on the insurance policy. Want to take a guess how much the lawyers got? As much as the entire class put together.

By the time it gets to a settlement, the courts will set the precedent and the lawsuit tossed. It's not a matter of defending banks. Rather it's a matter of educating the consumer from the real ripoffs going on around them.

You're wasting your time with this and soon your lawyer will be as well. Earlier this year, precedent was set by Wells Fargo in the courts that got one part of the most recent class action suit decertified. Wells has decided not to settle such cases any longer and if the most recent decision and the basis for it is any indication, resequencing will be found by the courts as legal provided it is disclosed; that precedent will end the rip offs done by the legal profession.

You should know one other thing Ronny. In the cases where the bank did settle, the class received on average less than $80 per person; a BofA settlement last year resulted in $78 per person in the class. If you were out hundreds or thousands, $78 is all you got. How much did the bank pay? The deductible on the insurance policy. Want to take a guess how much the lawyers got? As much as the entire class put together.

By the time it gets to a settlement, the courts will set the precedent and the lawsuit tossed. It's not a matter of defending banks. Rather it's a matter of educating the consumer from the real ripoffs going on around them.

You're wasting your time with this and soon your lawyer will be as well. Earlier this year, precedent was set by Wells Fargo in the courts that got one part of the most recent class action suit decertified. Wells has decided not to settle such cases any longer and if the most recent decision and the basis for it is any indication, resequencing will be found by the courts as legal provided it is disclosed; that precedent will end the rip offs done by the legal profession.

You should know one other thing Ronny. In the cases where the bank did settle, the class received on average less than $80 per person; a BofA settlement last year resulted in $78 per person in the class. If you were out hundreds or thousands, $78 is all you got. How much did the bank pay? The deductible on the insurance policy. Want to take a guess how much the lawyers got? As much as the entire class put together.

By the time it gets to a settlement, the courts will set the precedent and the lawsuit tossed. It's not a matter of defending banks. Rather it's a matter of educating the consumer from the real ripoffs going on around them.

You're wasting your time with this and soon your lawyer will be as well. Earlier this year, precedent was set by Wells Fargo in the courts that got one part of the most recent class action suit decertified. Wells has decided not to settle such cases any longer and if the most recent decision and the basis for it is any indication, resequencing will be found by the courts as legal provided it is disclosed; that precedent will end the rip offs done by the legal profession.

You should know one other thing Ronny. In the cases where the bank did settle, the class received on average less than $80 per person; a BofA settlement last year resulted in $78 per person in the class. If you were out hundreds or thousands, $78 is all you got. How much did the bank pay? The deductible on the insurance policy. Want to take a guess how much the lawyers got? As much as the entire class put together.

By the time it gets to a settlement, the courts will set the precedent and the lawsuit tossed. It's not a matter of defending banks. Rather it's a matter of educating the consumer from the real ripoffs going on around them.

The OP is probably a victim of the "re-sequencing" scam that is often perpetrated by banks using their debit cards. Wachovia pulled this on me and we currently have a class action suit commencing against them and Bank of America, perhaps others.

When I use my paypal VISA debit card it is processed before I even get home to check my online statement..and if I am out of funds..the transaction will not be completed..hence I am truly protected against OD and NSF fees. There is no reason the banks can not conduct business this way other then the fact that they fleece their victims out of BILLIONS of dollars this way..hence it is not in their best interests to cease this unethical practice...but it puts enormous financial hardship on the victims (and their answer is always to "use a register")

As I read through more and more of the complaints about the way these banks conduct business..I am kind of getting tired of the replies about how to prevent overdraft and NSF fees. GET THIS CLEAR!!!...NO ONE IS ASKING HOW TO PREVENT OD/NSF FEES!!!...and no one is asking the bank to dismiss legitimate OD/NSF fees. No one needs to be told to use a register..and no one needs to be told that the bank is not at fault because of the terms and conditions contract. (Not everything in a contract is always legal..regardless of who agrees to it)

All we want (AND TRUST ME WE WILL GET IT) is the money that was ROBBED from us back due to the "re-sequencing" SCAM..We DO NOT want or expect a refund for ANY legitimate overdrafts or NSF fees, we want a refund from ANY and ALL fees that were charged as overdrafts when the funds were available at time of transaction..it's really is that simple, I think a child would understand...I can't explain it any simpler. But if you need more detail just read through a few hundred of the reports filed against these banks like I have and it should clear things up.

For the banks are anyone to expect that overdrafts will never occur is ludicrous..otherwise they would not have such policies..so don't listen to the double talk and insulting insinuations that we can't balance a check book or fill in a register..that is all a smoke screen in an attempt to cover up the real issue..the "re-sequencing scam"..and a plethora of other tactics used to fleece us.

Why would you use your debit card for a $5 purchase? USE CASH. What did your register say? I'll bet you don't keep on. Where did you get the idea that debit cards are processed immediately?