Complaint Review: Credit-Acceptance
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My car loan with Credit-Acceptance was paid off on 2/4/15. I am still waiting for my refund check from the unused portion of my service contract (which, by the way, I was led to believe a purchase time I was being GIVEN not charged for and included as part of the loan, hello inflated payments). To date all of the people I have spoken with there have been extremely rude and not helpful. I am being told a different thing each time I call. They are obviously dragging their feet on this so that they can keep MY money in their account a little bit longer so they can get more money off of me. Next call they get will be from my lawyer.
Very greedy, very shady company. Definitely well versed in the practice of predatory lending. Wrote me at 20%. 20%! OK credit isn't great...but I ended up trading my vehicle with these people and my other car into Ford and replaced the two with a brand new SUV. Ford Motor Credit wrote me at under 7%. So don't always assume outfits like Credit-Acceptance and the equally bad dealers who push them are always going to be your ONLY option.
This report was posted on Ripoff Report on 02/20/2015 11:51 AM and is a permanent record located here: https://www.ripoffreport.com/reports/credit-acceptance/michigan/credit-acceptance-car-loan-fraud-southfield-michigan-1210513. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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