Credit Acceptance credit acceptance is nothing but a scam! La Quinta california

I got a car for around $3,000 financed through credit acceptance. I drove around the block the car seemed fine. It was ugly but I was desperate. I put a down payment on the car and drove off the lot. In just a few days the car broke down and continued to break down before I even made my car payment. I tried to explore options, and I talked to credit acceptance and even battled all the way to the owner of the car lot (I didn't know about lemon laws back then, or many of my rights) so because I couldn't come to a resolve, I stopped paying.

This was in 2007.. fast forward I had a child that died in 2012 and have been off of work from 2012-2015 but prior to that I was on the same job from 2008-2012, anyways they claimed they served me at an address where I lived in 2007 but had not lived there since prob around 2008. Its funny how they can find your money but not you to serve you. In the state of California you can't be sewed if you can't be served so they simply send someone out to serve you and lie and say you were served.

I finally after over a year of looking got a job this past march and credit acceptance is garnishing my wages, and the $3,000 they claim is now $9,000

People you have rights!!! if you were served the judgement can be thrown out and wage garnishment set aside and you can even fight the debt. I hired a lawyer! these people ripped me off and now are taking my money and I have a one year child!

For anyone looking here is the name of the lawyers representing me, Higbee & Associates, and they do offer payment arranagments and reasonable rates.