Credit Acceptance, They Cahnge Lives alright Southfield Michigan

THERE IS NO RULE STATING THAT A FINANCE COMPANY HAS TO WAIT 3 MONTHS TO PICK UP YOUR CAR ... STOP LISTENING TO PEOPLE .. THAT IS NORMALLY A COURTESY THAT A COMPANY OFFERS .......

As I was reading a lot of very good info regarding Credit Acceptance I came across this one and was thoroughly confused. When u take out a loan on ANYTHING you are agreeing to pay it back at the time agreed upon and if it happens to be a car then you are agreeing to give it back if you don't keep your end of the deal. How can you possibly say that this company did something wrong by giving you 16 whole ADDITIONAL days to make your pmt before coming to repo the car. Yes it is true most lenders don't repo a car until it is 90 days late however, this is not REQUIRED nor should anyone EXPECT this to happen especially when you haven't established any type of pmt history with them yet and like the previous rebuttal stated this is called 1st pmt default which for one is pretty much standard with any company and secondly, if you can't afford even your first pmt then you probably need to be on the bus.

Now I don't know anyone else's situation, but I am in a similar boat (credit not the best) therefore I feel I am able to comment on this empathetically so please don't take this as a put down, but it is consumers such as yourself that make others think that poor credit = stupidity. Like I said, I am in a similar situation with my credit but I know that anytime someone extends any credit to me I need to get those pmts made on time so that I can dig myself out of this hole instead of making the same mistakes which will help me dig my hole even deeper.

This was a first payment default. I'm sure if you look at your contract it doesn't say anything about the lender waiting 2-3 months before they repo the vehicle.

You couldn't even manage to make the first payment on time? That's quite a first impression! If I were your lender, that would make me plenty nervous about my investment and about your ability to complete your financial commitment.

Credit Acceptance is a high risk lender, which means you probably didn't have very good credit before you borrowed the money for this car. They are not going to screw around with folks who think (wrongly) that they can skate for "2 to 3 months" before repossesion. You need to quit whining and get your financial priorities straight.

You couldn't even manage to make the first payment on time? That's quite a first impression! If I were your lender, that would make me plenty nervous about my investment and about your ability to complete your financial commitment.

Credit Acceptance is a high risk lender, which means you probably didn't have very good credit before you borrowed the money for this car. They are not going to screw around with folks who think (wrongly) that they can skate for "2 to 3 months" before repossesion. You need to quit whining and get your financial priorities straight.

You couldn't even manage to make the first payment on time? That's quite a first impression! If I were your lender, that would make me plenty nervous about my investment and about your ability to complete your financial commitment.

Credit Acceptance is a high risk lender, which means you probably didn't have very good credit before you borrowed the money for this car. They are not going to screw around with folks who think (wrongly) that they can skate for "2 to 3 months" before repossesion. You need to quit whining and get your financial priorities straight.