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Report: #325629

Complaint Review: Discover Card - Wilmington Delaware

  • Submitted:
  • Updated:
  • Reported By: Matthews North Carolina
  • Author Confirmed What's this?
  • Why?
  • Discover Card www.discovercard.com Wilmington, Delaware U.S.A.

Discover Card Discover Card Bent Me Over... APR rates Jumped to 22.99% For No Reason Wilmington Delaware

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What Ever You, Do not Get a Credit Card from Discover Card

I always pay more than the minimum allowance before payment is due and I have a good credit score, and they raised my APR to 22.99%!!!!

People that consistently miss payments and go over the limit have this APR. I probaly could get the same APR at a car title loan place.

I called in today and asked if they can lower my rate because I pay my bill on time every month and I am only using $2,200 of the $11,200 available to me.

The soft spoken representative named Pam tells me that they currently don't have any lower purchase rates available at this time.

"Well why did my Apr go up?", I asked.

"In November 2007 Discover Card had a evaluation and decided to raise everyone's rates.", was her reply.

And to rub salt in the wound she finshes by saying that if I have any other balances I want to transfer over today, I can get a 5% APR on them.

Well I rather stick my hand in the garbage disposal and turn on the switch before I give Discover any more of my business.

So if you are reading this post to decide if you shouild get a credit card from them.

DON'T DO IT...JUST SAY NO
And you won't have to worry about them bending you over to.

Tony
Matthews, North Carolina
U.S.A.

This report was posted on Ripoff Report on 04/12/2008 05:00 PM and is a permanent record located here: https://www.ripoffreport.com/reports/discover-card/wilmington-delaware-19886/discover-card-discover-card-bent-me-over-apr-rates-jumped-to-2299-for-no-reason-wilmi-325629. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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