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Report: #764182

Complaint Review: Diversified Consultants - Jacksonville Florida

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  • Reported By: b b — not provided Missouri United States of America
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  • Diversified Consultants 10550 DeerwoodPark Blvd.,Ste. 309 Jacksonville, FL Jacksonville, Florida United States of America

Diversified Consultants DCI Rudeness and Unlawful Harassments day in and out Jacksonville, Florida

*Consumer Comment: Employee is wrong...on so many levels!

*UPDATE Employee: FDCPA

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i am having debt issues, who doesn't, unless you are a hedge fund manager...
so  i read up on legal debt collection practices. they are not supposed to call you before 09:00 AM.
this morning at 08:45 i get a call from DCI.
the conversation goes something like this:
ME: hi, please don't call here before 09:00 AM, that is the law.
DCI: Don't tell me how to do my job
ME: am just saying that there is a law concerning these practices and you should abide it
DCI: maybe you should change your phone number
and so forth. the rudeness and lack of any human empathy is just incredible. i am sure there are hundreds of much worse experiences than mine, but i just wanted all of you to know what kind of scum you're dealing with. posting here a link with some really good advice from a former employee of DCI worth reading.

http://www.ripoffreport.com/collection-agency-s/diversified-consulta/diversified-consultants-inc-d-54be3.htm

thank you for listening


This report was posted on Ripoff Report on 08/12/2011 07:32 AM and is a permanent record located here: https://www.ripoffreport.com/reports/diversified-consultants/jacksonville-florida-32256/diversified-consultants-dci-rudeness-and-unlawful-harassments-day-in-and-out-jacksonville-764182. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
2Consumer
0Employee/Owner

#2 Consumer Comment

Employee is wrong...on so many levels!

AUTHOR: Lynda - (U.S.A.)

POSTED: Tuesday, August 23, 2011

Actually, you troll, the FDCPA also says that the agency "may not call a consumer at a time and place they know is inconvenient for them", which, in English, a language you obviously do not speak, means that once he notified them he did not accept calls before 9 am, THEY HAD TO COMPLY!



That means contacting him at 8:45 when they knew that was inconvenient WAS BREAKING THE LAW!

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#1 UPDATE Employee

FDCPA

AUTHOR: DCI - (United States of America)

POSTED: Friday, August 19, 2011

If you actually did your research, you would see that the FDCPA allows for calling between 8am and 9pm your time zone.



805.A.1 Communication in connection with debt collection



 -at any unusual time or place or a time or place known or which should be known to be inconvenient to the consumer. In the absence of knowledge of circumstanc­es to the contrary, a debt collector shall assume that the convenient time for communicating with a consumer is after 8 oclock antimeridian and before 9 oclock postmeridian, local time at the consumers location;



So they were correct in the time you called. The website you need to visit is www.paydcicollect.com



Thank you for your time.

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