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Report: #269235

Complaint Review: First Universal Lending - Palm Beach Garden Florida

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  • Reported By: Canaan Indiana
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  • First Universal Lending 3300 Boulevard Palm Beach Garden, Florida U.S.A.

First Universal Lending Fraud lending FAKE LOANS FAKE APPROVALS FAXED TO REAL ESTATE Ripoff Palm Beach Garden Florida

*REBUTTAL Individual responds: In My Defense

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I was approved for a loan by a man name Lewis Fogg at First Universal Lending. I had to pay off 2 loans in the amount of 1056.66 to boost my credit score for a sealed deal on a loan for some property. All was set with the interest rate etc just awaiting an appraisal order, I faxed the letters to verify my zero balance which was requested by this company of the loans I paid off. In return Mr. Fogg gets in contact with a lender submitting a purchase price of 140,000 who requested I use a down payment of 35,000 which I aggreed.

An approval was faxed to myself and my local real estate office which was requesting some sort of documents stateing indeed I was approved. The real estate office contact me to state they received the documents and was also waiting an appraisal. I call Mr Fogg 4 days later to find out He is no longer employeed with this company, I get a man by the name of Eric and also Nick on the phone who is the biggest A*****e Smart mouth I have ever delt with telling me Mr. Fogg got fired and he was a Fraud and the loan was not vaild there was nothign they could do now for me.

In the mean time I had to pay a good faith payment to the real estate of 100.00 that I am now going to loose due to the time frame I have been jacked around and lied to. Eric laughs in my face to tell me I can take him to court what ever to F--K Off.. Never have I had this much UNPROFESSIONALISM at a business. I am out now 1056.66 for the small loans that had 0 interest and Now NO LOAN. AND 100.00 to real estate. I was told now this was all fradulent due to the fact this company never loans on land/farms so therefore it was all a LIE. Down to the fax to my real estate agent all A LIE and FAKE.

Lisa
Canaan, Indiana
U.S.A.

This report was posted on Ripoff Report on 08/21/2007 05:27 PM and is a permanent record located here: https://www.ripoffreport.com/reports/first-universal-lending/palm-beach-garden-florida-33410/first-universal-lending-fraud-lending-fake-loans-fake-approvals-faxed-to-real-estate-ripof-269235. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
0Consumer
1Employee/Owner

#1 REBUTTAL Individual responds

In My Defense

AUTHOR: Leiws Fogg - (U.S.A.)

POSTED: Tuesday, July 14, 2009

When this client was intially contacted by myself, they were properly qualified. First Universal Lending is a horrible company and scammed me. I left that company willingly after they claimed to have someone sueing me and collected around 5000 dollars for settlement. To this day there is absolutly no truth to that by no proof being provided. I left that company because I couldn't make a living there. This client could have gotten a mortgage but First Universal Lending is so unorganized that they misplaced the file. The representative that claimed I am a fake and fraud can check my record. I am sqeaky clean and have great business ethics so I am the one that can sleep at nite. In summery, I apologize to the client but in this case not my fault I was losing everything I had working there.

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