Home Depot once good now just scammers DO NOT get this Credit Card! Interest rate rip off! Enticing offer of no interest for 6 months, then a huge interest! Washington

“Reported By: their scammers”

Maybe they charge higher interest rates to customers that don’t know the difference between their and they’re.

“your kidding me”… “so if your a contractor and your purchasing alot of stuff”

Maybe they charge even more interest to customers that don’t know the difference between your and you’re.

Your signature on the financial agreement indicates that you’re in agreement with their terms. They’re permitted to charge any agreed upon interest rate unless they violate usury laws.

What is really ridiculous is your failure to read any of the disclosures that you were provided with(either in paper form or electronically).  As it is FEDERAL law that you are provided with the Interest Rate and other fees, so this rate did not just pop-up one day out of the blue.  

You received a promotion for 6 months/0% interest that you apparently failed to abide by.  As such you are now subject to the specified interest and terms you agreed to when you opened the card.

As for the rate being tied to the purchases, it is their money and they can decide how they want to determine the interest rate.  If they want to reward loyal customers who spend more money with a lower rate that is their choice.  If you don't like it then find another store that meets your needs better.