Report: #1166358

Complaint Review: JD Byrider

  • Submitted: Thu, July 31, 2014
  • Updated: Thu, July 31, 2014
  • Reported By: Robert A. — Florence Arizona
  • JD Byrider


JD Byrider CNAC, Grace Finance Inc, Robert J. Hirst, Archie H Wright, Jeffrey M Schneck Unethical, borderline scam. Chandler Arizona

*Consumer Comment: Sorry to hear about your wife.

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Stay clear of these thieves. First, the contract is written so you have the highest possibility of losing your car back to them. Any groups that has no grace period as a policy knows that they will be repossessing vehicles regularly. One they get them back, they will garnish wages, even if they resell the vehicle for more than you owe. I was told my vehicle had a clean Carfax. I find out that the Pontiac G6 I bought was in a pretty bad accident that was covered up. The biggest issue was when my wife came down with breast cancer, and I fell behind on paying due to medicalexpenses. I voluntarily returned the car, in better shape than when I purchased it.


I took the hit on my credit, and was now short a vehicle. I will deal with that later - the health issue was more important. Now, I get a letter stating that they are garnishing my wages up to $450 a week! My wife's health will now suffer, and we will most likely lose most everything we have. But JD Byrider, CNAC, Grace Finance Inc,, Jeffrey M Schneck of Phoenix (registered agent), Archie H. Wright of Scottsdale (Secretary), and Robert J Hirst of Gilbert (President and Director) will get their couple thousand dollars. In a day where people have trouble making ends meet, the bottom feeders like these guys should be avoided at all cost. I don't want to see anyone else go through what I have.

This report was posted on Ripoff Report on 07/31/2014 08:05 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Sorry to hear about your wife.

AUTHOR: Ken - ()

There are a few points I'd like to make about your experience with this lender. 

The reason a sub-prime lender has no grace period is they KNOW the buyer will likely default at some point.  It's in their credit report.  Then, yes they will Repo quicker than a conventional lender to protect their investment.  It is THEIR car until fully paid for.  I'm fortunate and don't have to deal with this type of lender, but I don't see how this is any kind of a Ripoff.

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