Report: #1441438

Complaint Review: JD byrider/cnac - pittsburgh Pennsylvania (PA)

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  • Updated:
  • Reported By: Justina Butler — pittsburgh Pennsylvania (PA) United States
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  • JD byrider/cnac 7200 McKnight Rd pittsburgh, Pennsylvania (PA) United States

JD byrider/cnac JD Byrider is a scam! They sell Lemons! pittsburgh Pennsylvania PA

*Consumer Comment: Straight info

*Consumer Comment: Robert

*Consumer Comment: Bad move...

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Let’s get to the POINT. DO NOT BUY A CAR FROM THEM! JD Byrider sold me a LEMON. The car has died multiple times since I purchased it, but now it has been dead for 3 months. CNAC is the company that finances the cars, and I refused to pay another cent for this LEMON. JD/CNAC wants the car back so they can attempt to resell it to another unfortunate person. READ BELOW FOR DETAILS. JD byrider location: 7200 McKnight Rd, Pittsburgh PA 15237 Agent: Lana Smithbower Car: Ford Taurus/ 2005 Total paid: $9897.36 Remaining balance: $5233.45 Current Value (KBB): $535- $2,006 Or $1,271 if sold to a private vendor I REPEAT, THE CAR IS DEAD SO IT’S NOT EVEN WORTH $1,271

I purchased this car late November 2015 (within the last few days of the month). I left the JD Byrider around 7 pm and the first thing I noticed was how dimmed the lights were. I could barely see in front of the car. THAT SHOULD HAVE BEEN A RED FLAG but I was 22 years old and it was my first car. The next morning the car would not start. I guess it was a battery/alternator problem. I should’ve returned it, but my coworker gave me a jump so I just wrote it off. 2 MONTHS LATER Jan 2016 the car started randomly shutting off (Especially when I stopped at red lights). Since I bought this car I’ve had it jumped multiple times, 5 times (that I remember).

Issues During the 1st and 2nd winters (12/2015-3/2016 & 11/2016-3/2017). 1. The rear defroster didn’t work, and I barely could see out the back window

2. There was a gasket leak in the front driver foot well o Causing the driver’s side floor to be wet (also wet when it rains during the spring) o The moisture from the gasket leak would cause ALL the windows to randomly fog while driving (NOT SAFE/ AND VERY SCARY) May 1st 2017 I finally replaced the exhaust pipe- (car was making a crazy sound when I pressed the gas)

3. Apparently this pipe was cracked and developed to a hole by the time I noticed it o Piped would have ripped off while driving if NOT TREATED o It was the Cat back exhaust July 31 2017 the transmission went-

4. The first shop I had it towed to said "it would be a waste of his time to work on, b/c it wasn’t worth it”

5. I paid to get it towed elsewhere and had it replaced there These are some of the MAJOR problems I had with this LEMON. But there are more OOP cost not listed. Total OOP COST: $2,737.15 (WHICH IS MORE THAN THE CAR IS WORTH!) I HAVE RECEIPTS OF ALL THE OOP COST AND WILL GLADLY SHARE WITH JD/CNAC if they would like. DO NOT BUY FROM THEM.

This was my first car, and that is the only reason I worked so hard at maintaining it. I worked 4 different jobs (at the same time) during the time I’ve had this car. So arguing with CNAC/JD was not my mindset. But IM OVER THIS CAR. AND I REFUSE TO PAY THEM ANOTHER DIME!

This report was posted on Ripoff Report on 05/03/2018 05:28 PM and is a permanent record located here: https://www.ripoffreport.com/reports/jd-byridercnac/pittsburgh-pennsylvania-pa-15237/jd-byridercnac-jd-byrider-is-a-scam-they-sell-lemons-pittsburgh-pennsylvania-pa-1441438. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#3 Consumer Comment

Straight info

AUTHOR: Florida Native - (United States)

POSTED: Saturday, October 13, 2018

I don't know Robert at all, but the information he gave you in his rebuttal is accurate and the real deal. As far as I know, he responds to these reports with factual information in order to clear up any misunderstanding you may have about financing your vehicle. Almost everyone that doesn't want to hear what he has to say comes back with (paraphrased) "you must work for the company".  You can check the facts by doing your own research into vehicle installment loans and default in your state. Make sure you check legitimate resources. 

Some tips to keep in mind now that you have stopped payment on your loan:

1) The lender will send you a letter showing you the cost to repo and auction the vehicle. That letter will also contain the amount received at auction and applied to the outstanding balance of your loan.

2) From your complaint, there will be additional funds due to pay off the loan. It is critical that you pay it before it becomes a judgement against you. Research judgements in your state. In many states they last for 20 years and can be renewed for another 20 years. Some states are 10 years and then can be renewed for another 10 years. Why is that important? Because the judgement lien holder can take any funds you have including funds in the bank or your tax refund until the judgement is satisfied. Also the judgement continues to increase due to interest and fees over those years so the more quickly you pay if off and receive a Satisfaction of Judgement, the better it is for you financially. 

Keep in mind that when you buy a vehicle you are responsible for maintenance and repairs. If you have a warranty, then the warranty will cover whatever the warranty small print says it will cover. In my experience, most warranties are worthless but that's another subject for another time.

Next time you buy a vehicle, go to anywhere else and pay cash. Get a beater for $500 and save up for a better vehicle with cash. You will need to research each purchase. Have a legitimate mechanic inspect whatever vehicle you intent to purchase before you buy it. That way you will know the actual condition of the vehicle and not the condition that the dealership tells you because dealerships are rarely accurate in their assessments. Google "how to buy a vehicle" so you know the appropriate steps. If you do decide to finance, get your financing from a credit union before you ever shop for a car.  The worst thing you can do is have the dealership help you with financing. It is where they really put the screws to you. 


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#2 Consumer Comment


AUTHOR: Sae - (United States)

POSTED: Sunday, August 26, 2018

 Robert had to work for the company or being paid the company you are a very RUDE and JUDGEMENTAL person

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#1 Consumer Comment

Bad move...

AUTHOR: Robert - (United States)

POSTED: Thursday, May 03, 2018

You didn't buy a lemon, you bought a 10 year old car at the time that is now about 13 years old, and probably has well over 100K miles.

The contract you signed doesn't state that you only have to pay for it when you feel like it. It doesn't matter if it is in perfect shape or falling apart. Until you have paid the loan off in full, you are legally responsible.

If you don't continue to pay for the car they will reposess it.  If they reposess it they will sell it at auction (probably for the $535) and you will still be  legally responsible for the remaining 4K+ balance(actually probably closer to 6K after you add in the repo, tow, and auction fees).  If you fail to pay that you will
eventually be sued and in court the judge will not care what shape the 13 year old car was in, they will care about one thing..the legal contract you signed stating you are financially responsible.  The best you may get out of court is the agreement of some sort of payment plan.

The other result with a Repo is that you will have destroyed any good payment history you had. Meaning you will be with these Sub-Prime dealers and lenders for years to come.


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