Jefferson Capital Systems, LLC Got a letter todsy St. Cloud Minnesota

 In August 2015 I got a letter JCS. The letter said I had an outstanding balance of 651.46. I had recently been actively clearing up misinformation on my credit bureau and there was no account from this company. Worried that all my months of hard work would be in vain I contacted JCS to find out what this was about. The operator tells me that the bill originated in 2002 and if I agreed to their terms I could get a credit card to help my credit improve. To start with I've only had 1 acct with ATT (the original creditor) that I paid off 13 years ago as a condition to my refinance of my home, when I stated this and firmly did not acknowledge the debt they were trying to collect on the operator told me to call ATT. It's a way for JCS to get money if you allow them to-the debt had run its statute for credit reporting or legal a ton against me.