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Report: #1336431

Complaint Review: Jefferson Capital Systems - St. Cloud Minnesota

  • Submitted:
  • Updated:
  • Reported By: Randy — La Crescent Minnesota USA
  • Jefferson Capital Systems 16 McLeland Rd St. Cloud, Minnesota USA

Jefferson Capital Systems JEFFERSON CAPITAL LLC Placed bogus/fictitious account for $332 for collections to the credit reporting agencies. Trans Union, Equifax, Experion. St. Cloud Minnesota

*Author of original report: Jefferson Capital Systems

*Consumer Suggestion: Clear off my credit report

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While performing my annual year-end review of the state of my credit I notice an entry from Jefferson Capital LLC for the collection of $332. I have never had any business or contract with Jefferson Capital LLC and this is the first time I have seen this entry on my credit reports. This is a bogus debt which does not belong to me. It is clearly a "phishing expidition" and fraudulent. I intend to pursue legal action against Jefferson Capital LLC as soon as I have gathered all of the pertinent facts.

This report was posted on Ripoff Report on 11/03/2016 01:40 PM and is a permanent record located here: https://www.ripoffreport.com/reports/jefferson-capital-systems/st-cloud-minnesota-56303/jefferson-capital-systems-jefferson-capital-llc-placed-bogusfictitious-account-for-332-1336431. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
1Author
1Consumer
0Employee/Owner

#2 Author of original report

Jefferson Capital Systems

AUTHOR: - ()

POSTED: Monday, May 15, 2017

Hi Pattie. You need to create an account with Equifax. Sign in and initiate an online dispute. When you dispute the Jefferson account add a note that says: "This is not mine. Please delete." Try that. It might take awhile to come off.

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#1 Consumer Suggestion

Clear off my credit report

AUTHOR: Pattie - (USA)

POSTED: Monday, May 15, 2017

I am trying to resolve this incorrect reporting on Equifax.  To do a rebuttal with them you have to sign up for the services--rip off as usual.  Jefferson Capital has a balance showing on the Equifax side of $139 from Fingerhut.  I paid off my Fingerhut  account years ago and I honestly want to know what the heck is the $139 is for! I called Jefferson Capital got the wonderful recording..ha ha and when I input the information asked for it told me that this company does not handle this account anymore and to call another number--  I really want this to come off my credit report under Equifax but I will not sign up for the service of doing so.  This is awful because I am trying to clear up my credit so I can buy a car..mine is 15 years old and isn't going to last forever.  I want this taken off my credit report.

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