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Ripoff Report | Jefferson Capital Review - St. Cloud, Minnesota
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Report: #1266207

Complaint Review: Jefferson Capital Systems - St. Cloud Minnesota

  • Submitted:
  • Updated:
  • Reported By: Karen — Virginia Beach Virginia USA
  • Author Not Confirmed What's this?
  • Why?
  • Jefferson Capital Systems 16 McLeland Drive St. Cloud, Minnesota USA

Jefferson Capital Systems Ilegally opened new account without first notifying me to consumer credit reporting agencies on old debt St. Cloud Minnesota

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I have just recently discovered that without my knopwledge that Jefferson Capital Systems, a debt collection company, located at 16 Mcleland Rd, Saint Cloud, MN 50303, has illegaly tried to get around FCRA law by opening a new account of an old debt of mine and are reporting it newer than it actually is.  So by blatantly lying about the actual age of my account or the date of any delinquency, their company violates the FCRA law.

Further more, they have failed to contact me or notify me prior to opening a new account against me with the credit reporting agencies without warning or without my knowledge. The FCRA specifically requires that all debt buying companies to notify the consumer when they report negative information to a Credit Reporting Agency. Their company failed to do this, so have violated the FCRA.

This report was posted on Ripoff Report on 11/06/2015 01:36 PM and is a permanent record located here: https://www.ripoffreport.com/reports/jefferson-capital-systems/st-cloud-minnesota-56303/jefferson-capital-systems-ilegally-opened-new-account-without-first-notifying-me-to-consu-1266207. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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