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Ripoff Report | Mercury Insura Review - Los Angeles, California
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Report: #777718

Complaint Review: Mercury Insurance - Los Angeles California

  • Submitted:
  • Updated:
  • Reported By: Faheemah — Los Angeles California United States of America
  • Author Not Confirmed What's this?
  • Why?
  • Mercury Insurance Los Angeles, California United States of America

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On August 1st I was hit from the back sitting at a stop sign ... Mercury Insurance ... my Insurance then said it was my fault !!! But could not explain why ???????? I was asked to pay a $500.00 deductible. and I was given my first point with the DMV !!! Mercury Insurance never tried to answer the question why I was at fault ???

This report was posted on Ripoff Report on 09/16/2011 03:25 PM and is a permanent record located here: https://www.ripoffreport.com/reports/mercury-insurance/los-angeles-california-90019/mercury-insurance-hit-from-the-back-and-its-my-fault-los-angeles-california-777718. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#3 Consumer Comment

Missing something?

AUTHOR: patti - (United States of America)

POSTED: Friday, September 16, 2011

Your insurance company doesn't give you any points against your license.  Law enforcement does.  So it must be the police who are charging you with a violation.   What was the charge?  Also, if you filed a claim with your insurance company, they will always require you to pay your deductible.  If they recover it from the other person's insurance it will be refunded to you.

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#2 Consumer Comment

I can give you a hint.

AUTHOR: Flynrider - (USA)

POSTED: Friday, September 16, 2011

I was asked to pay a $500.00 deductible. and I was given my first point with the DMV  "

This is a very good clue to the mystery.    You see, insurance companies do not put points on your license.  Only courts can do that when they've found you guilty of an infraction.   This would lead me to believe that the answer to your question is in the citation you were issued that ultimately resulted in points against your license.

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#1 Consumer Comment

To answer your question, you need to look at the ticket you got at the accident

AUTHOR: Ken - (USA)

POSTED: Friday, September 16, 2011

If there's a point, now on your DMV record, it almost certainly came from the ticket and not your insurance company.

Before, you get into a legal battle with them, look into what I've posted above.

If you WEREN'T cited for the accident, then your insurance company indeed may be in the wrong.

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