Midland Credit Management ripoff filing judgement after bankruptcy San Diego California

they don't seem to undertand the "Automatic Stay" which is ordered when the Bankruptcy is filed. They probably didn't bother to appear at the Hearing for the creditors either, likely, they just thought they would slip this one by.

Contact the Trustee, the court will take action. In addition pull all your credit reports. It sounds as if you have a nice little small claims suit.

Ignore the drone, who sounds as if he/she works for a junk debt buyer/collection agency and seems to think that Midline was screwed out of something that they had no loss on to begin with, as you never got cash, goods or services from them.

Contact the Trustee and explain the situation. Likely what will happen is tht Midland will get a reminder that this was discharged in bankruptcy. Midland will likely then either claim that it is a "new" debt (which they then have to prove and show that you were given a chance to dispute/affirm, which they can't)or will claim that they were unaware this was discharged. It might also be worth your while to retain an attorney to make sure that Midland "corrects" their "mistake" and compensates you for the damage done to your credit. Also contact the court in which the judgement was obtained showing that this was discharged in Federal Bankruptcy Court and the judgement will likely be vacated.

Good luck.

This is the reason why it's harder to file. No one wants to discharge debt. The truth is that you ran up a debt and the company will not recieve their money. I can't get ticked at them for trying to collect on you, nor can I think they are at fault because you are having difficulty getting a new place to live. You are reaping what you sew. Get used to this, you will be in many more situations like this. This is not a rip off. Though you certainly ripped off your creditors.