Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #828718

Complaint Review: Navy Federal Credit Union - Portsmouth Virginia

  • Submitted:
  • Updated:
  • Reported By: KatR — Virginia Beach Virginia United States of America
  • Author Not Confirmed What's this?
  • Why?
  • Navy Federal Credit Union 303 County St Portsmouth, Virginia United States of America

Navy Federal Credit Union Poor service, dishonest, disrespectful, unintelligent staff Portsmouth, Virginia

*UPDATE Employee: Double Check

*Consumer Comment: It may not have been your financial status that changed,...

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..
PO Box 3000
Merrifield, VA 22119
(808) 254-5832

Navy Federal Credit Union  


1/25/2012
I have been a member for 10 yrs.  Most of the staff at Navy Federal are rude and disrespectful, with a total disregard for common curtesy.  I was recently pre approved for a specific amount on a home loan.  I found a house, signed the contract, then I was told that I was approved for 25,000 less than the intial offer.

I had already put a deposit down on the house, and paid for an inspection!!  The loan officer was incredibly rude, unhelpful, and unintelligent.  She didn't even remember who I was.

I showed her the intial pre-approval documents, and she did nothing about it.  How could my financial status change that much in one month?  I felt like a was conducting a bussiness transaction in some ghetto back alley.  

The staff acted like they were too lazy to even look into why the initial preapproval changed.  Too lazy to use their minds to find an alternative solution. The truth is Navy Federal doesn't care about the individual bank member. Don't join this bank!!!

This report was posted on Ripoff Report on 01/25/2012 09:00 PM and is a permanent record located here: https://www.ripoffreport.com/reports/navy-federal-credit-union/portsmouth-virginia-23704/navy-federal-credit-union-poor-service-dishonest-disrespectful-unintelligent-staff-por-828718. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
2Consumer
0Employee/Owner

#2 UPDATE Employee

Double Check

AUTHOR: berendesen - (United States of America)

POSTED: Saturday, July 14, 2012

Did you actually apply for a mortgage loan, pay the credit fee and were approved? Or did you do a per-qualification? If you only did the pre-qual at first, then no that is not a guarantee that we will lend to you. The pre-qual does not count your credit score or all of your debts. I disagree that most of our staff is rude and disrespectful. I was a member for almost 20 years before I became an employee and always received excellent service. Of course occasionally, you will find someone that doesn't care but that is the except and not the norm.

Respond to this report!
What's this?

#1 Consumer Comment

It may not have been your financial status that changed,...

AUTHOR: Brian - (United States of America)

POSTED: Wednesday, January 25, 2012

it could have been the housing market in your area.  This is assuming you haven't made any large purchases or opened any new lines of credit recently.  Chances are, Navy Federal's appraiser appraised the house at a value lower than your agreed to purchase price.  In this economy, no mortgage lender will loan you more than the appraised value.  Pre-approvals are conditional and appraised value is one of the conditions.  You should have been informed of this.  Looks like you may need to come up with a down payment or find a more affordable house.  Good luck with your search.

Respond to this report!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now