Ocwen Loan Servicing, Ocwen Federal Bank Unfair Foreclosure On Home, Illegal Escrow Ocwen is stealing our home, making a family with two young children homeless Orlando Florida

Do you people honestly only read reports like these to criticize? Do you have nothing better to do? Why are you even reading them if you aren't a customer of Ocwen? Or an employee? Do you just sit around all day and look up complaints? Honestly. And it is not because I can't afford it, pay attention when you read things. I can afford it, I refuse to fall into their traps of forbearance, then foreclosure, then forbearance again. If you have nothing positive to say, keep it to yourself. I am looking for people that are HELPFUL with my situation, not criticizing me when I am already in a bad situation. I didn't list my rip off report for that, if I wanted criticism, I would call Ocwen.

Tabitha,

Britney wasn't rude in her questioning of you. She even stated something to the effect of "I'm not trying to bring you down" and "I hope you don't lose your home."

While I agree that they seem to be very unforgiving, the fact remians that you borrowed more than you could afford (young, old, midlle-aged, whatever) and now you can't pay. Any lender is going to come after you and if you can't pay up, they will take your house, no matter how many children you have.

If every lender made exceptions for people with children, or who didn't have furnaces, or who is a stay-at-home mom, there wouldn't be any financial lenders; they would be out of business. Then most of us would never be able to buy a home at all.

I don't doubt that they are unsympathetic, collection-crazy and the reps sound incompetent ("not in OUR computer", or becoming irate when you don't understand a foreign accent). I understand that it is a bad situation and I do feel for you.

However, I believe people need to be held accountable for what they choose to do fiancially, whether it be raising children, buying homes, etc. If you are not financially ready to do these things, you are certainly free to do them anyway but consequences will follow.

Good luck, and I sincerely do wish you the best.

First of all, I didn't have a choice at the time. I had no furnace in my home and a baby on the way. Second of all, I was young and not very smart when it comes to mortgages. Third of all, I didn't refinance after I was in forbearance. I refinanced in 2002. Fourth, I didn't have the entire amount in Jan, so I had to send more the next day. I thought that they would accept it since it was only a day later. And why are you being rude to the person losing the home? Do you work for Ocwen or something?

Hi,
I'm not trying to bring you down, but I did have some questions regarding your post:

1. Why did you sign papers to borrow way more than your home was worth?

2. Why did you send a partial mortgage payment and then send out a $30 payment the next day??

Finally,

3. How were you able to refinance even though you were on a forebearance plan for the previous 2 years?

I truly hope you and your family can keep your home. I'm also sure Ocwen has been 'up to something' for quite awhile. Those are just some questions I had. Good Luck!!!