OneMain Financial Bait and switch Marietta Georgia

A few months ago I applied for a title loan with One Main. They reduced it to 3100 because of the mileage on my truck. That's the easy part. I specifically asked if I would be able to pay it off early and save on the interest and was told I could. I was paying double the amount due, at times more but the amount barely moved. When I called to ask why, I found out I signed off for 800 more, 3900 which included some BS insurance for 500. I immediately canceled it and demanded the overall amount be reduced. Why would I insure an old truck? The manager, Troy wanted to explain (Marietta branch) but I wasn't having it. Next thing I knew I was hung up on. Not to be deterred I looked into the legality

of it and realized that even though I asked about quickly paying the loan off these scumbags gave me what is called an add-on loan instead of a balance reduction loan so they could get more money. Without telling me. It appears that they are really not interested in early payoffs but will lie in the hopes you do not look too closely into it. I could not even access my loan info even though they claim you can read it anytime online. They have a responsibility to the applicant to let them know the TYPE of loan they are getting but they did not and left me with no option to go to a different lender if I did not like the terms of theirs. Instead of my balance being halved through my payments, It's still higher than the amount I got even though I have not missed a payment since getting it. I will be in front of a judge if by the next due date they refuse to rewrite the terms. A judge would have to force me to pay that and if they convince him/her, at the very least it will be a public record