OneMain OneMain Financial Group Lies, Miss Information, Wrong Informations, Tuscaloosa Alabama

First off, when you choose to post about an issue like this in a public forum, which this is, you are indeed inviting commentary, whether it be for or against your claim. And we too, in commenting, invite bilious push back of the nature of your counter response.

Now obvious neither he nor I have seen your contract. The question was HAVE YOU seen your contract?

If your contract backs up what you believed you were to be charged monthly to pay off your loan, then you have a case to bring against them with whatever state agency oversees their activities.

If your contract backs them, well paper and ink unfortunately for you counts for a lot more than perception, memory and verbal promised real or imagined. I've also been screwed by not reading and questioning everything I've been told. Most people do not have the patience to read an entire contract, but when push comes to shove and your memory doesn't match the written word, you're sorta, kinda out of luck, bud.

As for the insurance, OneMain strikes me as a high risk personal and auto loan lender. Being four years old, with insurance to cover something related to your home, I'm assuming this is a home equity loan? 

It's not beyond the pale for a lender, especially a low end of the market lender to hedge their bets with insurance on the borrower to ensure upon your demise they get paid, especially if they do not have senior security on any collateral, for example if you have a mortgage lender who gets your house should you default, or die broke and that mortgager gets first dibs on repayment/foreclosure possession, then the only security OneMain has behind them is this insurance. You can't just up and decide midstream to ditch that insurance - it's part of your loan agreement.

UNLESS it isn't and only you would know, since you hold the contract.

 Actually I do have my contract. But they say since my loan was so old that the government had changed the regulations. When I asked what they changed he wouldn’t go into detail. But I have a lawyer that contacted me today that willing to look into.

This isn’t for any form of negativity.  

 You people lol. If you haven’t seen the contract your comments are invalid. So keep you negative comments to yourself

 Any and all terms and conditions of this insurance are included in the paperwork...the contract...which YOU agreed to when you signed. You didn't even bother to READ what you were signing, did you??? What is wrong with you people???