Report: #379978

Complaint Review: Orchard Bank - Internet

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Ripoff Report is Xcentric Ventures

Submitted: Fri, October 10, 2008
Updated: Fri, October 10, 2008
Reported By: — Macedon New York

Author Confirmed

Why?

Orchard Bank orchardbank.com Internet U.S.A.

Phone:
Web:
Category: Credit & Debt Services

Orchard Bank collection agency calling me for a credit card bill not mine, threatening garnishment Rochester Internet

*Consumer Suggestion: This is probably an old account, but if not.........

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A collection agency representing Orchard Bank is threatening me with garnishment for a credit card that is not mine. They told me I have to get a affadavit of fraud from my police department or pay up. I called my police department and they said they do not do that, that the bank has to do this. I have already had two garnishments for credit cards that are not mine. How can I get this to stop?! They have my SS number. I have not had a credit card of any kind in about 7 years!

Mary
Macedon, New York
U.S.A.

This report was posted on Ripoff Report on 10/10/2008 06:38 AM and is a permanent record located here: https://www.ripoffreport.com/reports/orchard-bank/internet/orchard-bank-collection-agency-calling-me-for-a-credit-card-bill-not-mine-threatening-gar-379978. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

This is probably an old account, but if not.........

AUTHOR: Cat - (U.S.A.)

SUBMITTED: Friday, October 10, 2008

POSTED: Friday, October 10, 2008

Sounds like they bought an old account you have forgotten about. However, if you are sure 100% then someone has your ss# and you have bigger issues than just this account. These collection agencies often buy old debt from 10-20 yrs ago for pennies on the dollar, so it is more likely this is an old debt you have forgotten about. They would have to sue to garnish you. They will tell you anything to get you to pay.

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