Penn Credit Corporation Pain Vanish They tried to rip off a senion for $19.94 for a product she never got! Harrisburg Pennsylvania

Back in 2009 they had becone to send me collection notices for Verizon (phone) stating that I was delinquent and had been disconnected 2 Sept 2008!    

At this time I was running a positive balance with Verizon.   Also I had held only one phone number since moving to Ohio in Dec 2005; which happened to be the number which Penn Credit Corporation was claiming to be disconnected for non-payment!

Further, the claimed the bill was 175.90 with a settlement offer of 124.00. 

I do not follow my credit report as I don't use credit cards and will not seek out a mortgage; unknown if this company has attacked my credit report.  

As I knew I was not disconnected, did not owe Verizon (indeed at the time if I discontinued their services, they would have cut me a check for my balance).  Clearly a SCAM.

Sorry, but I'm going to have to theorize a bit, since I certainly don't see this particular scam often... or at all really.

Now, it's one thing to have a bogus company send some piece of fiddly paperwork to a collection agency. It's quite another to have the collection agency be a scam also, whether in cahoots or not.

Knowing what I do about collections and the Fair Debt Collections Act, if all you say pans out, you've got quite an operation on your hands. Nevertheless the bottom line in this case, is that you have someone (or someones) impersonating a legitimate collection agency. I think this may well fall under Federal jurisdiction. Forget the BBB, they're going to be worthless.

There should be a governing agency, run by the government if I recall, that deals with the code of practice and ethics in regards to collection agencies. I'm sure they would be very, very interested in hearing about this company's little scam. You should seek out who, exactly, to contact regarding collections fraud in your state and get the ball rolling.

Of course, we can't forget about the good old Attorney General's office. You'll want to get some manner of contact happening there too, since, as I said, this would appear to be a federal jurisdiction matter. At any rate, it certainly can't hurt, and if you're barking up the wrong tree, at least you'll have a better chance of being pointed in the right direction by these agencies.