Sears Account-Care Illinois

 I've been a credit card holder for many years. I bought into the account-care for credit cards,I never thought I would have to use it ,but did. I became un-employeed for 7 months and started to fall behind on my credit cards.Sears called me and reminded me of this service, account-care and that I qualify for under the terms,they put in. So I applied for it,sent all the information they asked for.

And to this day nothing has happened?? I quess this is another type of insurance you pay for, but get nothing!! It must be nice to be able to charge a fee for something,and then turn around and not do anything for a long term customer, who fell on hard times?? I now do not put insurance of any type on products I buy,including credit cards.Because none of them stand behide, THERE POLICY!!