silvergate financial services You think you got me huh? Internet

i was planning to go back to school but we can't afford the tuition of $20,000 so we applied for several lending companies online. a customer rep roy sullivan from silvergate left a message on my voicemail saying i was approved for my loan and the moner is available 24 hours after completing the needed requirements,. i was more than happy and called him back, he said i need to give them a collateral payment for 8 mos. which is $1230. he sent me the contract through fax, the company add is in PA but he wants me to sent the money to rose durbin in ontario canada. i really needed the money because i already started school i need to pay, i was gonna sent the collateral but i just feel something ain't right so i start seacrhing their campany online guess what i found....