Silvergate Financial Services Silvergate approved me for a loan for $5000, but I had to wire money first for collateral. philadelphia, Pennsylvania

I been applying online for loans and I have bad credit so of course could not find anything. I got a call from a Bradley Kennedy from silvergate financial services saying that they could not find a bank lender but they found a private lender to loan me $5000.

He said that since I have bad credit "high risk" as he put it I would have to send in $954 which was for 8 months collateral. I had to send it via western union to a Wendy Alstott in Toronto, ON and was supposed to receive the funds in ,my account the next business day.

Once monday came, I got a call from a Pete Wence from customer service saying they could not secure my loan and needed another $954 and if I couldn't they would refund me. I have yet to send the additional money. I have not found anything on themat all and I checked everywhere. Now I'm totally screwed, can;t pay my rent and everything else. Oh I hope karma comes!