Silvergate Financial Services BRADLEY KENNEDY, PETER LYNCH, ANGELINA PORTER AND DEBRA SWEETEN TOOK MY MONEY FOR A LOAN I NEVER RECEIVED AND REFUSED TO GIVE MONEY BACK**RIP OFF** SENT TWO PAYMENTS OF $1,750 EACH, TOOK MY MONEY FOR A LOAN I NEVER RECEIVED AND REFUSED TO GIVE MONEY BACK**RIP OFF** Philadelphia, Pennsylvania

I was in need of a personal loan, so I went and look over the internet and filled out an application for a loan for $15,000 for people with bad credits. Within a few days I received a call from Bradley Kennedy from Silvergate Financial Services saying that I was approved for the loan, but because I had a very bad credit and a low score the bank was asking me for a collateral payment which were applied to the loan. 

I needed to send 5 payments a total of $1,750.00 through western union to Toronto, Canada attention to Angelina Porter supposedly the account receivable that day. I needed to call him as soon as I send the money to give him the order number and the pin number. I called him and he said that my money were going to be posted in my bank account the next business day.

The next business day came and nothing happened, I received a call from Peter Lynch, who left me a message telling me to call him that something went wrong with my loan and that it required my full attention. So I called and he told me that the bank that were offering me the loan said that they needed another 5 month of collateral payments, another $1,750. I was so desperately that I went to western union and send the money in attention to Debra Sweeten again supposedly the account receivable that day. I called him and he said I promised that this time everything is fine your money is going to be posted to your account the next day. The next day came and nothing happened I called him and he said that they are working on it that he got some good news and the money is going to be posted before 3:pm, so 3:pm came I called him and left him a message and he called me back and said Iam really sorry Mrs. Ortiz but the bank that were offering you the loan backed up on us and said that they are not taking any risks, so I find you another bank that is willing to lend you double the amount which is $30,000 for another 10 month of collateral payments. I got so mad and told him that I don't have time to be playing their games that I wanted my money back. He told me that I needed to wait to the next billing cycle and I ask him when was that and he told me October 28, I said ok, but I want my money back. October 28 came I been calling but no answer, the phone seems to be disconnected or something because when I call the call gets disconnected after the first ring. Please if anybody can help with this situation I will gladly appreciate. thank you so much.