Student Aid Center I am so stupid, I think i just lost $796.00 for nothing! Doral Florida

    STUDENT AID CENTER promised me that they would consolidate my Federal loans, and by the end of 5 months I would only be paying $29.00 for month for the next 300 months.  And by the end of that time my whole loan would be forgiven, just as  stated in "OBAMA CARE".

OMG -I am so stupid for not checking out this company online first with the BBB or YELP feedback!  I also should have known that something too good to be true probably is not legitimate!  But the caller sounded so informative and talked about OBAMA CARE, and student loan forgiveness, that I thought it was for real.

      I was stupid enough to give them ALL my information - my Navient Student Loan Account numbers, my SOCIAL SECURITY number and most stupidily my checking account number - yes I DID!

    In the begining they were constantly bothering me to fill out forms, even when I repeatedly told them that i had NOT received anything in the mail. And they called me so many times at 3:00-5:00am in the morning PST, when I repeatedly told them to make a note in my records that I was 5 hours BEHIND EST! I should have stopped right there from proceeding any further. If they were this disorganized before I even started working with them, how would they actually handle my loan   correctly and carefully? 

     And now 4 months later I am out 4 payments of $199.00 ($796.00) and I can not reach anyone on the the phone or via email, even though I am calling during their EST business hours.  I only got concerned this late in the process because I got paperwork from a loan servicing company, Great Lakes, informing me of my loan repayment plan, and it did NOT match what I had been told by Student Aid Center.  And if I did not respond by 12/22/2015 - which is this coming Tuesday, I would be locked in to their loan payment schedule.

    So of course I have been trying to reach STUDENT AID CENTER to try and clear this matter up, and correct this discrepancy with what they had laid out as my loan repayment plan and the repayment plan that I recently received from this servicing company - which has me paying a MUST MORE EXPENSIVE monthly payment - which I can not afford. Which is why I even considered using STUDENT AID CENTER in the first place!  I can not afford my high monthly student loan payment, and I can not keep putting it off by electing forbearance.

       I do not think they will try and reach me.  But I did e-mail them stating that they were NOT AUTHORIZED to remove the $199.00 loan processing fee from my checking account in January.

       Is there any way to get back the $796.00 that I have already given them??? HELP!

        Audrie -Honolulu, Hawaii