Synchrony Bank This bank minimizes your opportunity to buy when you miss one payment that was overlooked. Greenwood South Carolina

This bank will destroy your credit lines any time you miss a payment.  They have taken over the industry of credit lines, and I will assure you whoever you are that I will squash this issue with no other issues from this bank.  Glad you think you have all the answers.  The story is simple!!!!

A credit line is not your money, it is an amount of money a company is willing to allow you to borrow. As such they get to make the decision on what that amount is.

They can increase your credit limit for any reason or NO reason, which I bet you would never complain about.  But they can also reduce or limit or outright close your account for any reason, or again more importantly NO reason.

Now with that said even though a company can reduce a credit limit for no reason, a company is not going to reduce a credit limit just because of a single missed $25 payment. So there is most likely more to this story than you are saying here.

But again this is THEIR money and NOT a RipOff.

 So you're saying you missed just one payment and they reduced your credit limit to $600 just for that one late payment? Sorry, nobody here is going to believe that! In all probability you've been late more than once for them to take that drastic of a step! Why not tell us the WHOLE STORY? Oh yes, don't bother saying it, I'll tell you ahead of time, I don't work for them!