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Report: #1392973

Complaint Review: Total Visa - Nationwide

  • Submitted:
  • Updated:
  • Reported By: penny — kenton Ohio USA
  • Author Confirmed What's this?
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  • Total Visa Nationwide USA

Total Visa my cc pay I got my card on the 15th and I have paid it all along on the 15th sioux falls ND North Dakota Nationwide

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 i recieved my card on august 15th of last year. I have always made my payment on the 15th assuming that I was ok because a normal billing cycle is 30 days. for about the last 4 months i have been charged a $37 late fee regardless of when my payment was made. I called to ask what was going on and was finally told that my payment is due on the 7th of each month. They never once told me this. I assumed since I recieved my card on the 15th that my payments were due on the 15th. I have had my card for about a year and they even gave me a credit line increase. why would they give me a credit line increase from $300 to $450 if my payment has been late every month since I got the card? also, they demand $80 every month and also charge me a $37 late fee. Everytime I get it below my credit limit, they charge me a bunch of jacked up fees to make sure they can get extra money. that way, i'm always behind on my payment. i am also getting calls and e-mails telling me that they are attempting to collect a debt? this company is crooked and they are stealing people's money and ruining their credit. i make my payment every month and even if it's one day late they charge me $37 in late fees. I pay my payment online every month. they also charge $10 if you want your funds available the same day otherwise you wait 7-10 days and they charge late fees on that too. I'm so fed up!

This report was posted on Ripoff Report on 08/15/2017 01:14 PM and is a permanent record located here: https://www.ripoffreport.com/reports/total-visa/nationwide/total-visa-my-cc-pay-i-got-my-card-on-the-15th-and-i-have-paid-it-all-along-on-the-15th-s-1392973. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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