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Report: #262744

Complaint Review: United Debt Solutions - Orange Park Florida

  • Submitted:
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  • Reported By: Meridian California
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  • United Debt Solutions 1014 Blanding Blvd, Ste #2 Orange Park, Florida U.S.A.

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I believed that this co. would solve all my prob. But heck no. They stold my money. Now they are still trying to take my money from a closed account. They have taken from me over $1500.00. And claim I still owe them over $500.00. They mailed me a form that I was to have notarized but never did so that they would stop taking money from a closed account. Go figure! They just tryed again on August 13th of this year to take over $500 dollars from my closed account. Now they will have to pay the service charges that the bank charges. I have informed them many times I have closed the account. They just wont listen. I refuse to pay these people any more money for poor response to the help they promised me. I still to this day get calls. If you need names, here are a couple of girls that I know talked to me and gave me the run around. Divina at x-1484 and Shelly who was Gen. Mgr.

Stacey
Meridian, California
U.S.A.

This report was posted on Ripoff Report on 07/23/2007 08:09 PM and is a permanent record located here: https://www.ripoffreport.com/reports/united-debt-solutions/orange-park-florida-32065/united-debt-solutions-lied-to-me-orange-park-florida-262744. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
7Consumer
4Employee/Owner

#11 Consumer Comment

The same thing???

AUTHOR: Robert - (U.S.A.)

POSTED: Sunday, September 02, 2007

4yourinformation wrote: "A cancellation form is mail to you. Then you must fill out the form notarize it and mail it back in.

If you had cable TV, and you took the cable off the back of your TV that would not stop the cable company from billing you right?!?. Of course not. you would still continue to be billed until you followed there procedure to cancel.

This is the same thing"

Is it now? Really? Funny! When I cancel my cable service, I simply call them - I don't have to send in a notarized form to cancel! This is almost as funny as you claiming the service you provide is the "same" as auto insurance. LOL!

I'd like to see this cancellation form just to read what type of cancellation requires NOTARIZATION! Why don't you upload a copy of the form? I'm sure Ed will allow that - many others have posted images here.

Let's see this cancellation form. I have a strong suspicion that this cancellation form obligates the client to more fees.

I understand that your clients are required to give you a limited power of attorney, in that regard, I would suggest that the clients that are cancelling your service notify all their CREDITORS and the credit bureaus that they are revoking that limited power of attorney. This may be partially why you folks want a notarized cancellation but you don't mention that, and based on the complaints folks have made, I'm not sure I'd trust you folks - I'd notify my creditors and the credit bureaus MYSELF that the limited power of attorney has been revoked and that your firm may no longer legally act as their agent.

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#10 Author of original report

Thx Jake again

AUTHOR: Stacey - (U.S.A.)

POSTED: Saturday, September 01, 2007

Thx 4 all yr help. I really appreciate it. And I'm sure all the others do, too. This guy, and who ever is working with him should start thinking about there next phone call!!

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#9 Author of original report

Thx Jake

AUTHOR: Stacey - (U.S.A.)

POSTED: Friday, August 31, 2007

Thx Jake for all yr help. It really has helped me locate these peaple. Its funny how they still type to me so that a give it to
my attorney. Not that smart r ya FYI from United Debt Solutions

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#8 UPDATE Employee

We got you and others like you

AUTHOR: Jake - (U.S.A.)

POSTED: Friday, August 31, 2007

I was a employee of united Debt Solutions I will break it down again How he (John hacker) is ripping off America one sucker at a time. he starts a company named united Debt solutions hires 10 employees as sale reps through what there are professional Scam artists. he gives them a script to read and then uses a marketing company to buy people in 10000 dollars or more in debt's information.

once he has these people on the phone his sales reps let them know and I quote hi my name is so and so and imp here to get you out of debt. now based on your financial hardship were going to reduce your 10000 dollar debt to 3500 upon approval. after about 10 minutes of bull crap they let the sucker know that they can take an application and try to get them approved for this service. of cause we all know that everyone is approved once they have the clients bank info SS# and all creditor info.

they tell the client that they have to stop paying their creditors because that puts the client a position that they can reduce their debt. what really happens is that at this point united debt solutions starts debiting payments from the client and the creditor isn't getting nothing after about 6 months. united debt has collected about a thousand dollars and the creditors are getting ready to sue the client. once the creditor sues the client the client has to pay them and has no more money for United Debt to steal so United Debt Cancels the Client With a letter that says based on clients inability to follow program guidelines client is canceled from program.

and if the client tries to get a refund first they make the client fill out a refund request form which is just a stall plan because half the people won't do it. and the once that do we say they were lost and make them reapply for the refund. if they reapply we let them know that the refund review board will make a decide in 30 days and 30 days later we send them a denial that based on the fact we did work on the account and that the program guidelines state that if client cancels for any reason that all fees up to date of cancelation are deemed earned and non refundable and that refund is denied.
mad then they movie on to the next sucker.

United Debt Solutions have had to move there illegal operation all around Jacksonville. they are now on their 4th or 5th building. all you clients that were ripped off by the Kingly Orange park Office well they have moved again. there still in orange park Fl. ill try to get the address for my readers. Brought to you by
Chrissy

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#7 UPDATE Employee

Your Posting

AUTHOR: 4yourinformation - (U.S.A.)

POSTED: Thursday, August 30, 2007

This is a quote from your own posting

"They mailed me a form that I was to have notarized but never did "


If you never mailed in the form to cancel your account!!!! The your account will not be canceled. You even said that you did not cancel your account with United debt solution.

Who faul does that make it? Not the companies !!

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#6 Consumer Comment

I am now more convinced that your company may be a fraud

AUTHOR: Catherine - (U.S.A.)

POSTED: Sunday, August 26, 2007

I have been reading some of your rebuttals and i am more convinced there is something wrong with your company (united debt solutions) how can you compare the amount of money you are taking from these people to cable. Even cable dont take out hundreds or thousands of dollars out of your checking account if you owe them money. what kind of business are you trying to do. These are people who are hitting some real hard times and should never be compared to a cable bill. You are suppose to be a business that is out to HELP people, not put them down and out. You have a real great pitch to reel them in, but once you get the contract, you become a totally different company all together. I dont know how you could do this to people. Yes, we did get our selves in this debt, but you know what, the credit card companies know what they are doing and they are guilty as heck. They know how to reel you in and get you hooked. Then they RAISE your rates and make the bucks. Now your company makes bucks because of it all. When will it all end. I just dont get it anymore. I could never do what you do to people. I have a soul.

Theres one thing i know that is so true,... what comes around goes around. Have a consience. Life is to short to be worring about money all the time. Im starting to learn this as i grow. I will NEVER put myself in debt again!!!!! Save for what you want and be happy for what you have.

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#5 UPDATE Employee

When you Joined United Debt Solutions (Orange Park FL)

AUTHOR: 4yourinformation - (U.S.A.)

POSTED: Saturday, August 25, 2007

A cancellation form is mail to you. Then you must fill out the form notarize it and mail it back in.

If you had cable TV, and you took the cable off the back of your TV that would not stop the cable company from billing you right?!?. Of course not. you would still continue to be billed until you followed there procedure to cancel.

This is the same thing.

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#4 REBUTTAL Individual responds

Here is How They Ripped You OFF

AUTHOR: Jake - (U.S.A.)

POSTED: Tuesday, July 24, 2007

United Debt Solutions Are Notorious For Ripping Off People Just Read The complaints On Your Site. I know This First Hand Because I worked For Them. I'm Going To Tell You Everything. What You Do With This Info Hopefully You Can Help People.
Here How There Scam Works Let Me Start By Letting You Know About Who Is Behind it His Name Is John Hacker The Owner/CEO He Lives in Orange Park Fl On Bristol Place I even have his unlisted phone number its 9048030386 anyway he has ripped off a little over 7000 people for about 3.5 million in total which was mostly spent on drugs 2 Mercedes a dodge viper ,Escalade and like 5 other cars any way here is what he does he buys people's information online by the hundreds and has about 10 staff members work for him at a time but doesn't keep them long so they don't ask to many questions. they contact these people telling them that based on there poor financial situation that we will negotiate there debt for 50 cents on the dollar if there approved. Of Course everyone is approved. The 50 percent we tell them includes our 15% fee which we collect first we only take clients who have 10000 dollars of debt or more so the least we steal is 1500.00 most of the time more In the paperwork we send the client The Fine Print states that if any reason cancelation occurs all fees are deemed earned and non refundable. The next step is to collect are fee over the next 6 months we do this by telling them they need to have an account for our program and in order to get them approved we need that account number once we have the bank information we set up an ACH auto Debit one a month and take there money from there account to the company account witch then John Hacker Transfers all the funds to a safe account incase he is shut down during this time we do nothing for them and have them fall deeper in debt by the time we have collected all our fees the client is sued by there creditors for failure of payments and then they cancel the program or we cancel the client and then let them know that BASED ON THE PROGRAM GUIDELINES YOU ARE NOT ELIGLABLE FOR REFUND and then are instructed to get back on the phone and find the next sucker United Debt Solutions Convinced me that I was helping people and then I found out I was help Steal From at least 7000 Financially Struggling people.

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#3 REBUTTAL Individual responds

Here is How They Ripped You OFF

AUTHOR: Jake - (U.S.A.)

POSTED: Tuesday, July 24, 2007

United Debt Solutions Are Notorious For Ripping Off People Just Read The complaints On Your Site. I know This First Hand Because I worked For Them. I'm Going To Tell You Everything. What You Do With This Info Hopefully You Can Help People.
Here How There Scam Works Let Me Start By Letting You Know About Who Is Behind it His Name Is John Hacker The Owner/CEO He Lives in Orange Park Fl On Bristol Place I even have his unlisted phone number its 9048030386 anyway he has ripped off a little over 7000 people for about 3.5 million in total which was mostly spent on drugs 2 Mercedes a dodge viper ,Escalade and like 5 other cars any way here is what he does he buys people's information online by the hundreds and has about 10 staff members work for him at a time but doesn't keep them long so they don't ask to many questions. they contact these people telling them that based on there poor financial situation that we will negotiate there debt for 50 cents on the dollar if there approved. Of Course everyone is approved. The 50 percent we tell them includes our 15% fee which we collect first we only take clients who have 10000 dollars of debt or more so the least we steal is 1500.00 most of the time more In the paperwork we send the client The Fine Print states that if any reason cancelation occurs all fees are deemed earned and non refundable. The next step is to collect are fee over the next 6 months we do this by telling them they need to have an account for our program and in order to get them approved we need that account number once we have the bank information we set up an ACH auto Debit one a month and take there money from there account to the company account witch then John Hacker Transfers all the funds to a safe account incase he is shut down during this time we do nothing for them and have them fall deeper in debt by the time we have collected all our fees the client is sued by there creditors for failure of payments and then they cancel the program or we cancel the client and then let them know that BASED ON THE PROGRAM GUIDELINES YOU ARE NOT ELIGLABLE FOR REFUND and then are instructed to get back on the phone and find the next sucker United Debt Solutions Convinced me that I was helping people and then I found out I was help Steal From at least 7000 Financially Struggling people.

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#2 REBUTTAL Individual responds

Here is How They Ripped You OFF

AUTHOR: Jake - (U.S.A.)

POSTED: Tuesday, July 24, 2007

United Debt Solutions Are Notorious For Ripping Off People Just Read The complaints On Your Site. I know This First Hand Because I worked For Them. I'm Going To Tell You Everything. What You Do With This Info Hopefully You Can Help People.
Here How There Scam Works Let Me Start By Letting You Know About Who Is Behind it His Name Is John Hacker The Owner/CEO He Lives in Orange Park Fl On Bristol Place I even have his unlisted phone number its 9048030386 anyway he has ripped off a little over 7000 people for about 3.5 million in total which was mostly spent on drugs 2 Mercedes a dodge viper ,Escalade and like 5 other cars any way here is what he does he buys people's information online by the hundreds and has about 10 staff members work for him at a time but doesn't keep them long so they don't ask to many questions. they contact these people telling them that based on there poor financial situation that we will negotiate there debt for 50 cents on the dollar if there approved. Of Course everyone is approved. The 50 percent we tell them includes our 15% fee which we collect first we only take clients who have 10000 dollars of debt or more so the least we steal is 1500.00 most of the time more In the paperwork we send the client The Fine Print states that if any reason cancelation occurs all fees are deemed earned and non refundable. The next step is to collect are fee over the next 6 months we do this by telling them they need to have an account for our program and in order to get them approved we need that account number once we have the bank information we set up an ACH auto Debit one a month and take there money from there account to the company account witch then John Hacker Transfers all the funds to a safe account incase he is shut down during this time we do nothing for them and have them fall deeper in debt by the time we have collected all our fees the client is sued by there creditors for failure of payments and then they cancel the program or we cancel the client and then let them know that BASED ON THE PROGRAM GUIDELINES YOU ARE NOT ELIGLABLE FOR REFUND and then are instructed to get back on the phone and find the next sucker United Debt Solutions Convinced me that I was helping people and then I found out I was help Steal From at least 7000 Financially Struggling people.

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#1 REBUTTAL Individual responds

Here is How They Ripped You OFF

AUTHOR: Jake - (U.S.A.)

POSTED: Tuesday, July 24, 2007

United Debt Solutions Are Notorious For Ripping Off People Just Read The complaints On Your Site. I know This First Hand Because I worked For Them. I'm Going To Tell You Everything. What You Do With This Info Hopefully You Can Help People.
Here How There Scam Works Let Me Start By Letting You Know About Who Is Behind it His Name Is John Hacker The Owner/CEO He Lives in Orange Park Fl On Bristol Place I even have his unlisted phone number its 9048030386 anyway he has ripped off a little over 7000 people for about 3.5 million in total which was mostly spent on drugs 2 Mercedes a dodge viper ,Escalade and like 5 other cars any way here is what he does he buys people's information online by the hundreds and has about 10 staff members work for him at a time but doesn't keep them long so they don't ask to many questions. they contact these people telling them that based on there poor financial situation that we will negotiate there debt for 50 cents on the dollar if there approved. Of Course everyone is approved. The 50 percent we tell them includes our 15% fee which we collect first we only take clients who have 10000 dollars of debt or more so the least we steal is 1500.00 most of the time more In the paperwork we send the client The Fine Print states that if any reason cancelation occurs all fees are deemed earned and non refundable. The next step is to collect are fee over the next 6 months we do this by telling them they need to have an account for our program and in order to get them approved we need that account number once we have the bank information we set up an ACH auto Debit one a month and take there money from there account to the company account witch then John Hacker Transfers all the funds to a safe account incase he is shut down during this time we do nothing for them and have them fall deeper in debt by the time we have collected all our fees the client is sued by there creditors for failure of payments and then they cancel the program or we cancel the client and then let them know that BASED ON THE PROGRAM GUIDELINES YOU ARE NOT ELIGLABLE FOR REFUND and then are instructed to get back on the phone and find the next sucker United Debt Solutions Convinced me that I was helping people and then I found out I was help Steal From at least 7000 Financially Struggling people.

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