Complaint Review: United Debt Solutions - Orange Park Florida
- United Debt Solutions 1567 Kingsley Ave Orange Park, Florida U.S.A.
- Phone: 904-276-3100
- Web:
- Category: Credit & Debt Services
United Debt Solutions This was such a scam! Orange Park Florida
*UPDATE Employee: United Debt Soultions EMPLOYEE INFO
*UPDATE Employee: Jake ??
*UPDATE Employee: Im John Hacker
*UPDATE Employee: Im an employee I helped Rip u off
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This company was such a scam. Like they told others there was supposed to be a "savings account" set up for me and they would pay off my debt for pennies on the dollar. I knew something was wrong when I kept getting collection letters. And then finally one of my credit card companies sued me.
When I called them they told me to send them a fax, like I had been doing but nothing happened. Then when I told them I was unsatisfied with the company and that I wanted my money back they told me that the money I paid went towards their fees, and that it was theirs to keep. If I would've known that I could've paid some of my credit cards instead of paying them 156 dollars a month.
I canceled my contract with them about a year ago and they charged my bank account a couple weeks ago, and the woman in customer service tells me the accounting department doesn't accept any in-bound calls. That I would need to send them a fax because they have no record of charging my account. They didn't need a fax to charge my account without authorization.
This company is such a scam and I wish I could get my money back and actually use it towards something that will get rid of some of my debt. I worked with one of the credit card companies myself and I only have to pay 40 percent of the original balance. It would have been a lot easier and cheaper to just deal with my debt myself before all these extra fees were charged to my account.
I should've investigated more about this company instead of just believing them that they were listed with the Better Business Bureau.
Lisa Lynne
Park Forest, Illinois
U.S.A.
This report was posted on Ripoff Report on 08/29/2007 08:19 AM and is a permanent record located here: https://www.ripoffreport.com/reports/united-debt-solutions/orange-park-florida-32073/united-debt-solutions-this-was-such-a-scam-orange-park-florida-271015. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#4 UPDATE Employee
United Debt Soultions EMPLOYEE INFO
AUTHOR: Jake - (U.S.A.)
SUBMITTED: Friday, August 31, 2007
I was a employee of united Debt Solutions I will break it down again How he (John hacker) is ripping off America one sucker at a time he starts a company named united Debt solutions hires 10 employees as sale reps through what there are professional Scam artists he gives them a script to read and then uses a marketing company to buy people in 10000 dollars or more in debt's information once he has these people on the phone his sales reps let them know and I quote hi my name is so and so and imp here to get you out of debt now based on your financial hardship were going to reduce your 10000 dollar debt to 3500 upon approval. after about 10 minutes of bull crap they let the sucker know that they can take an application and try to get them approved for this service of cause we all know that everyone is approved once they have the clients bank info SS# and all creditor info they tell the client that they have to stop paying their creditors because that puts the client a position that they can reduce their debt what really happens is that at this point united debt solutions starts debiting payments from the client and the creditor isn't getting nothing after about 6 months united debt has collected about a thousand dollars and the creditors are getting ready to sue the client once the creditor sues the client the client has to pay them and has no more money for United Debt to steal so United Debt Cancels the Client With a letter that says based on clients inability to follow program guidelines client is canceled from program and if the client tries to get a refund first they make the client fill out a refund request form which is just a stall plan because half the people won't do it and the once that do we say they were lost and make them reapply for the refund if they reapply we let them know that the refund review board will make a decide in 30 days and 30 days later we send them a denial that based on the fact we did work on the account and that the program guidelines state that if client cancels for any reason that all fees up to date of cancelation are deemed earned and non refundable and that refund is denied mad then they movie on to the next sucker United Debt Solutions have had to move there illegal operation all around Jacksonville they are now on their 4th or 5th building all you clients that were ripped off by the Kingly Orange park Office well they have moved again there still in orange park Fl ill try to get the address for my readers Once again d**n the Man and Chrissy Loves The COX
Brought to you by
Jake
And Chrissy Loves The Cox INC.

#3 UPDATE Employee
Jake ??
AUTHOR: 4yourinformation - (U.S.A.)
SUBMITTED: Thursday, August 30, 2007
Jake, first you tell people that you rip them off as an employee. Now you are saying you're the CEO of the company.
Which is it? Of course you are none! And your comments are not valid and anyone who reads your posting and takes them seriously must be on drugs.

#2 UPDATE Employee
Im John Hacker
AUTHOR: Jake - (U.S.A.)
SUBMITTED: Wednesday, August 29, 2007
My name is John Hacker Ceo Of United Debt Solutions and the Situation is that my company does not rip off people and if it has I'm very sorry over the last few months me and my wife Chrissie Caparilla Hacker have had some problems she has been sleeping with some of the employees of mine as well as giving head to the previous co owner of the company throw in the fact I just found out she is HIV positive and I'm sure you can understand that I haven't been able to look over my company the way I needed to. So I'm very sorry if anyone feels that they have been ripped off by United Debt Solution please come to the home office in Orange Park Florida so we can discuss your refund in person.
Thank You
John Hacker and My Dirty h*e Girl Friend
United Debt Solutions

#1 UPDATE Employee
Im an employee I helped Rip u off
AUTHOR: Jake - (U.S.A.)
SUBMITTED: Wednesday, August 29, 2007
United Debt Solutions Are Notorious For Ripping Off People Just Read The complaints On Your Site. I know This First Hand Because I worked For Them. I'm Going To Tell You Everything. What You Do With This Info Hopefully You Can Help People.
Here How There Scam Works Let Me Start By Letting You Know About Who Is Behind it His Name Is John Hacker The Owner/CEO He Lives in Orange Park Fl On Bristol Place I even have his unlisted phone number its 9048030386 anyway he has ripped off a little over 7000 people for about 3.5 million in total which was mostly spent on drugs 2 Mercedes a dodge viper ,Escalade and like 5 other cars any way here is what he does he buys people's information online by the hundreds and has about 10 staff members work for him at a time but doesn't keep them long so they don't ask to many questions. they contact these people telling them that based on there poor financial situation that we will negotiate there debt for 50 cents on the dollar if there approved. Of Course everyone is approved. The 50 percent we tell them includes our 15% fee which we collect first we only take clients who have 10000 dollars of debt or more so the least we steal is 1500.00 most of the time more In the paperwork we send the client The Fine Print states that if any reason cancelation occurs all fees are deemed earned and non refundable. The next step is to collect are fee over the next 6 months we do this by telling them they need to have an account for our program and in order to get them approved we need that account number once we have the bank information we set up an ACH auto Debit one a month and take there money from there account to the company account witch then John Hacker Transfers all the funds to a safe account incase he is shut down during this time we do nothing for them and have them fall deeper in debt by the time we have collected all our fees the client is sued by there creditors for failure of payments and then they cancel the program or we cancel the client and then let them know that BASED ON THE PROGRAM GUIDELINES YOU ARE NOT ELIGLABLE FOR REFUND and then are instructed to get back on the phone and find the next sucker United Debt Solutions Convinced me that I was helping people and then I found out I was help Steal From at least 7000 Financially Struggling people.


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