Unlimited Local Savings This so-called company took $49.99 out of my account without my authorization. Scottsdale, Arizona

I filed an affidavit of Forgery/Fraudulent Transaction with my bank (Guaranty in Milwaukee, WI) on January 26, 2011.  On January 28, I received a letter from them saying that I authorized this transaction because I signed up for a payday loan and I wasn't going to get my money returned.  I tried to call Unlimited, but got the run-around.  I also tried to get a refund at  their web address (ulscustserv.com/refund request but when I clicked on the button, it said no one by that name was found.  So, now I'm out $49.99 and being on a fixed income this really hurts.

I sent the following email to my bank and am waiting for an answer. 
"RE:  Affidavits of Forgery/Fraudulent Transaction filed on January 26, 2011.  Draft # 1278768.  No where on that website does it say I Authorized them to take out the $49.99 from my account.  I DID NOT AUTHORIZE this transaction!  It is a hidden fee.  Go to Ripp-Off Report and type in Unlimited Local Savings and see all the people that have been ripped off by this so-called company.  I demand the Federal Regulation E form!  I plan on contacting TV station Fox6, Contact6 in Milwaukee to see if they can help me get my money back since you don't want to do it.  I DID NOT AUTHORIZE this company to take the money out of my account.  I will not take NO for an answer and will fight this until the $49.99 is back in my account.
Thank you.