WAMU , Washington Mutual inflexible, rude Ripoff Henderson Nevada

Wamu could have forgiven your fees due to your history with them and your illness (which I am sorry for). It's not as though you have been often late and calling them to reverse fees every other month. If you have, I understand their point. If you haven't, I understand your point.

they will in no way have prevented what happened caused by the hand of the very person operating the computer as admitted to by the OP themself. It sucks what happened health wise but there is still no indication of exactly how any of this is the bank's fault or how it really would have been anyone else's fault but the OP's.
Amex threw you a gift-appreciate it for what it is. Seems quite self-entitled to expect it from anyone else.

they will in no way have prevented what happened caused by the hand of the very person operating the computer as admitted to by the OP themself. It sucks what happened health wise but there is still no indication of exactly how any of this is the bank's fault or how it really would have been anyone else's fault but the OP's.
Amex threw you a gift-appreciate it for what it is. Seems quite self-entitled to expect it from anyone else.

they will in no way have prevented what happened caused by the hand of the very person operating the computer as admitted to by the OP themself. It sucks what happened health wise but there is still no indication of exactly how any of this is the bank's fault or how it really would have been anyone else's fault but the OP's.
Amex threw you a gift-appreciate it for what it is. Seems quite self-entitled to expect it from anyone else.

they will in no way have prevented what happened caused by the hand of the very person operating the computer as admitted to by the OP themself. It sucks what happened health wise but there is still no indication of exactly how any of this is the bank's fault or how it really would have been anyone else's fault but the OP's.
Amex threw you a gift-appreciate it for what it is. Seems quite self-entitled to expect it from anyone else.

If you are using online bill pay they take forever to post it you as well mail a check out to the business.

Shortcuts for credit cards suck

this site I have never had problems with

www.mycheckfree.com you can pay bills and add billers and if they are not on the list then you should go to the companies website and see if they let you pay online most credit within 24 hours and mycheckfree credits on that day.

I found out it is a lot quicker to go to cpsenergy.com and use ebill payment services then use wamu to pay them and target.com and sears.com vs wamu bill pay.

A lot of them can set up autodrafts.

The only reason I use Wamu Bill pay is to pay my credit union it takes 3 to 5 days for wamu to directly deposit my funds to the credit union.

If you have any balance transfer offers from other cards that would cover your entire debt with WAMU...use that as negotiating power with them...Tell them to either waive the fee due to your medical emergency or tell them that you'll balance transfer the balance out and cancel the card....If you do this, I'd advise sending a Registered Mail letter so someone in the USA gets it....If you try to do this over the phone you'll just get some service rep in India who won't care.