BB&T loss mitigation dept. Racking up fees while sending me modification applications over and over and over again. Greenville South Carolina

My husband and I both lost our full time jobs, mine shut down, his moved to Mexico. When my husband lost his job about two years ago I started applying for a modification through two different org. that help you for free. BB&T kept saying they never got my applications, so I started doing them myself and they would either stick to the same story or deny me based on not resolving my hardship, now if I could resolve my hardship I woldn't need a modification. I then tried hiring a lawyer who told them their reason for denying me was not a HAMP guideline, so they approved me sent me my package I filled it out returned it and they said they never got it. So I applied again for about the 10th time and have been denied again based on not resolving my hardship and then 4 days later they sent me a new loan modification application. In the mean time since my first application they have racked up numerous fees for everything under the sun and I believe I shouldn't have to pay any fees past the very first modification that I filled out and sent to them. They are using this as a game to rack up fees and then take the house and make me pay, how is this legal to keep playing this same game over and over and over.