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Report: #1393572

Complaint Review: Embrace Home Loans - Middletown Rhode Island

  • Submitted:
  • Updated:
  • Reported By: Lisa — Lauderhll Florida U.S.A.
  • Author Confirmed What's this?
  • Why?
  • Embrace Home Loans 25 Enterprise Center Middletown, Rhode Island USA
  • Phone: 8003333004
  • Web:
  • Category: Loans

Embrace Home Loans Steven Zimmerman Dishonest, unauthorized search of my privacy Middletown Rhode Island

*REBUTTAL Individual responds: There must be a misunderstanding

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In jULY, 2017 i REFINANCED MY HOME from a completely different company than Embrace. tHIS cOMPANY, eMBRACE hOME lOANS, WITHOUT MY KNOWLEDGE AND CERTAINLY WITHOUT MY PERMISSION/AUTHORIZATION SOMEHOW GOT INTO MY CREDIT REPORT FOR THE PURPOSE OF A LOAN AND/OR REFINANCING. aS i HAD ALREADY REFINANCED WITH ANOTHER cO., i HAD no NEED TO INQUIRE about a loan from Embrace. I don't know how they can get into a persoon's private files. But they did. I hope people are very  leery of all internet and phone transactions, as privacy seems to no longer prevail.  There  have been other companies that have also perpetrated this wrong-doing , but there is NOT enough room here to focus on them. I suspect that if you access any company's web site or even phone them and don't leave a msg., they have a way to pull up any info they want about you by just "clicking" that key. Please deal with these loan, mortgage loan, debt relief companies with CAUTION and try to be very alert of your actions.

This report was posted on Ripoff Report on 08/17/2017 04:31 PM and is a permanent record located here: https://www.ripoffreport.com/reports/embrace-home-loans/middletown-rhode-island-02842/embrace-home-loans-steven-zimmerman-dishonest-unauthorized-search-of-my-privacy-middlet-1393572. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
0Consumer
1Employee/Owner

#1 REBUTTAL Individual responds

There must be a misunderstanding

AUTHOR: Steven Zimmerman - (United States)

POSTED: Tuesday, May 22, 2018

Hi Lisa,

Embrace Home Loans does not have the ability to access personal information unless a loan applicant provides their SSN which is used to obtain a credit report.  On all loan applications we document how and when applicants give their consent to review credit.  Unless you willingly provided this information there would be no way for us have access to your information.

Please note that Embrace Home Loans maintains an A+ rating with the Better Business Bureau and has been helping people with their mortgage needs since 1983.

Feel free to check out my professional page where you can find reviews from clients I have closed in the past:

embracehomeloans.com/steven-zimmerman

Should you have any furthur questions or concerns about your loan application please contact me directly @ 800.333.3004 x3109

Sincerely,

Steven Zimmerman

 

 

 

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