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Report: #175740

Complaint Review: Academy Collection Services - Philadelphia Pennsylvania

  • Submitted:
  • Updated:
  • Reported By: cranston Rhode Island
  • Author Confirmed What's this?
  • Why?
  • Academy Collection Services 10965 Decatur Road Philadelphia, Pennsylvania U.S.A.

Academy Collection Services Contact Family Members To Get Me To Pay Creditor, unscrupulous, rude, abbusive, jerks, unlawfull ripoff Philadelphia Pennsylvania

*Consumer Suggestion: Jonathan, it's all up to you, here's how.

Show customers why they should trust your business over your competitors...

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academy collection services sent letters to the addresses i lived in 20 years prior. my brother who now lives in my childhood home, told me i had been receiving phone calls and letters from academy collection.

my parents who own the home at the address i lived at for 10 years prior to my current address had received the same phone calls and letters. while i was at work they would call my wife everyday and and after a 30 seconds of silence, would say "are you people going to pay your debt, or what?"

this continued until i refainced and paid them in full, the whole time i was working towards refinancing, they continued to call and did not believe i was going for a loan to pay them. example, i told them the loan was going to close on the 3rd, they would say that is too late we are going to have to "take action". it closed on the 3rd and i one day expressed them the money, they received it at 11:11 am, they had already called my house at 10am knowing they were getting paid that day.

i files a class action suit and nothing has surfaced as of yet .

Jonathan
cranston, Rhode Island
U.S.A.

This report was posted on Ripoff Report on 02/10/2006 05:15 PM and is a permanent record located here: https://www.ripoffreport.com/reports/academy-collection-services/philadelphia-pennsylvania-19154-3210/academy-collection-services-contact-family-members-to-get-me-to-pay-creditor-unscrupulous-175740. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

Jonathan, it's all up to you, here's how.

AUTHOR: Steve - (U.S.A.)

POSTED: Saturday, February 11, 2006

A class action suit is a waste of time and will not rectify your situation.

You need to get notarized statements of harassment from all involved, and sue them yourself in Federal Court for FDCPA violations that are worth $1000 each to you plus costs.

Also file FTC violations on each violation online at FTC.gov. File each violation as a separate complaint.

Was the debt legally collectable in the first place, or did you pay to just stop the harassment? Did they validate the debt, and was it within the SOL?

You could have stopped the calls with just one certified letter called a Cease Communications request.

For future reference, NEVER pay a third party debt collector! ALWAYS make them spend the time and money to sue you, and force them to prove the case against you..

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