American Law Division US Cash Advance Your going to jail; you committed fraud! Internet

A middle eastern gentleman just called my home number and had my name, address and social security number indicating that I had an outstanding balance with a company named US Cash Advance.

He indicated that I had taken an online payday loan out with them and I intentionally frauded them by not making payments and suggested that I would be serving a 9 month or more jail time, the inability to borrow money from any financial institution and ruin my credit.

When I asked him about the loan and indicated that I had not taken a loan he suggested that I pay the balance in full or a warrant would be issued for me.  The balance was over $6,000. 

I asked his name and he said it was Neil Johnson and he was from the American Law Division.  I asked for a phone number and hung up, but not before reminding me that he was doing me the favor and that I would be going to jail.  He was good though because he even had a case number.  Scary that he had my social security number as well.