British Airways; travel insurance ripoff booking process tags you with travel insurance whether you want it or not. Internet

I booked a flight with British Airways for my daughter. During the online booking process I was offered travel insurance which I declined. Two days later I was billed $15.14 for this insurance which I had declined. Phone contact with them led to a runaround and untimately no satisfaction. Apparently their internet booking process has a default setting that issues the travel insurance even when you decline it. Adding insult to injury they claim it is not possible to cancel it once it is issued. I am disputing this charge with my credit card company, but am not hopeful since they usually side with the merchant when the customer gets screwed. I will be using another airline in future for my travel plans.