Champion Mortgage I was contacted by Champion Mortgage after applying on line to lending tree in 2002. Rich Jacobs was my "best friend" and called my often several times daily. I was very naive and trusted him. He convinced me they would handle everything and I only needed to put my daughter's income to get it approved and would be able to take her off in 3 months. He was going to pay off all my bills --consolidate them--my payments would be less and I could refinance at a lower rate in 1 year. He did not pay off all my bills--my payments were more--my daughter is STILL on my account. I am still drowning in debt--at risk of losing my home. Instead of owing for 9 years which I did--I owe for 20. He almost has ruined my relationship with my daughter --she can't buy a home and I may end up homeless. If there is ever a class action suit--please contact me. Thank you--In desperation. New Jersey

I may have been naive about trusting Rich Jacobs and have paid the price dearly--however you are Naive if you believe there are not creeps that will take advantage of desperate people trying to survive. Much of what happened -- occurred after the paperwork was signed. He knew when to change it and how. Unfortunately I did not have the money for an attorney or I would have been able to fight it. Don't comment on things you don't know anything about.

Respectfully, I find it very difficult to believe all of that happened as you stated.  The points you mention are not small fine print, they are obvious things you can't possibly miss even with just a cursory review of the documents.  Did you even bother to read them???  For example, paying off your debts - You would have seen a very large funding sheet that very clearly listed all of the disbursement checks that would be submitted at closing.  If what you said didn't happen, then why on earth did you sign any documents?  I get that the mortgage industry was nuts at that time, loan officers were saying and doing crazy things.  I know many people, from many companies, that did some shady things.  This company wasn't one of them; just compare the complaints on this board to those of Ameriquest.  It sure does sound like you never took the time to read anything put in front of you. That's on you.