Compass Bank ripoff nsf charge Frisco Texas

There are many things that can cause an overdraft in the banking industry and someone above posted a very good one with regard to the gas station putting a hold on at the pump fuel sales.

But the bigger question I have is why did you let your account go down so low? I try to make sure I keep a minimum of $50 in my Compass account (which I have had since 1999) and I have had 3 instances where we had trouble brewing but with a simple phone call and without the use of explicit language I was able to get them to reverse the charges.

Try calling them. You may end up being surprised with the result.

Al, in Dallas.

Gas stations are famous for putting a larger amount on your card then the actual amount for a few days until the true amount makes it's way through the system. Say if you pump $22, they may put a "hold" for $50. I think it happens at the pump and not when you go inside. At least that's what the instructions said when I got a $50 gift card from visa. It said to pay inside, otherwise if I paid at the pump it might ding the card for more then the $50. So compass might not be at fault. Anytime I see this "free" anything I know they're gonna try and screw me on all their other services. It's just a come on. Try and find out if the station dinged you for more then the $5.02.

Did Compass Bank tell you what the service charge was for?

I also have free checking, but that only means I do not pay a service charge for not maintaining a minimum balance. I would still be charged a monthly fee for a check card (if I had one), a fee for using a teller if I could have used an ATM for the transaction, etc.

Look through your terms and conditions for your account. If Compass bank charged you a fee they shouldn't have, point it out to them when you talk to them about the fee and overdraft charges.

Good luck.

Did Compass Bank tell you what the service charge was for?

I also have free checking, but that only means I do not pay a service charge for not maintaining a minimum balance. I would still be charged a monthly fee for a check card (if I had one), a fee for using a teller if I could have used an ATM for the transaction, etc.

Look through your terms and conditions for your account. If Compass bank charged you a fee they shouldn't have, point it out to them when you talk to them about the fee and overdraft charges.

Good luck.

Did Compass Bank tell you what the service charge was for?

I also have free checking, but that only means I do not pay a service charge for not maintaining a minimum balance. I would still be charged a monthly fee for a check card (if I had one), a fee for using a teller if I could have used an ATM for the transaction, etc.

Look through your terms and conditions for your account. If Compass bank charged you a fee they shouldn't have, point it out to them when you talk to them about the fee and overdraft charges.

Good luck.

Did Compass Bank tell you what the service charge was for?

I also have free checking, but that only means I do not pay a service charge for not maintaining a minimum balance. I would still be charged a monthly fee for a check card (if I had one), a fee for using a teller if I could have used an ATM for the transaction, etc.

Look through your terms and conditions for your account. If Compass bank charged you a fee they shouldn't have, point it out to them when you talk to them about the fee and overdraft charges.

Good luck.