Consumer Portfolio Services (CPS) Huge ripoff company!!! do not get a loan through them!! Irvine California

i have currently had a loan thru CPS for approximately 2 years. and it seems to be a never ending battle. i always try to pay my payments on time but depending on my paydays i tend to be a couple days late. this company starts calling the very 1st day that i am late!!! it's rediculous! they call almost 5 times a day!!!! and most of the time they call my references, family members, and my job before attempting to call me at all! you would think any company would be intelligent enough to contact the individual responsible for the loan before contacting anyone else! this makes me very angry! because my ex fiance's mother is a reference and they are calling her!! and now i have my ex calling me yelling that his mother is upset and i'm going to ruin his credit because he is a co-signer! if i didn't have a cosigner i'd be happy to find a different car! but i am smart enough to know that with the roll over id be paying out the butt! although at this point i'm beginning to think it would be worth it to get out from underneath a company like this!
without us ...the consumer this company wouldn't be making any money! you would think they would be more grateful and treat their customers with some respect!
and on top of the harrassment i have been paying $269 a month for 2 years and they are saying i've only paid $2000 of the total principle of my loan!!!! how could this be??? i will never work with this company again...and will be happy to be rid of them! unfortunately with everyones comments it looks like it will take more than just paying off the loan!! life is hard enough but companys like this make it even harder!
i would be very happy to join a class action lawsuit against this company!! there are enough of us that we can prevent other consumers from getting caught up in the same situations!
contact me please if anyone is willing to take legal action!

Tabs
bellefontaine, Ohio
U.S.A.