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Ripoff Report | Convergent Review - Wixom, , Michigan
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Report: #1204864

Complaint Review: convergent - wixom, Michigan

  • Submitted:
  • Updated:
  • Reported By: angela — west monroe Louisiana
  • Author Not Confirmed What's this?
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  • convergent wixom, , Michigan USA

convergent these people are trying to collect for a car that i willingly returned 6+ years ago wixom, Michigan

*Consumer Comment: Voluntary Repossession?
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convergent has started sending me letters after i started recieving social security trying to collect for a car that is not owed for since it was returned willing.  they are tring to scam someone else, but, i know they are trying to get into my social security benefits, and i am willing to fight them to the end for whats right.

This report was posted on Ripoff Report on 01/27/2015 06:49 PM and is a permanent record located here: https://www.ripoffreport.com/reports/convergent/wixom-michigan-48393-1022/convergent-these-people-are-trying-to-collect-for-a-car-that-i-willingly-returned-6-year-1204864. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Voluntary Repossession?

AUTHOR: Robert - ()

SUBMITTED: Wednesday, February 04, 2015

POSTED: Wednesday, February 04, 2015

I don't know the details about your situation but it sounds like there was a voluntary repossession.  When you forfeit your vehicle back to the lender, the lender will sell the vehicle to try and recoup the loan amount. You will be financially liable for any difference in the sales price and the remaining balance on the loan.  If you were just a co-signer on the original loan your ripoff report should be aimed at the original borrower.

Again I don't know if this applies but if it does there should have been some  correspondence form the lender explaining the process.  Hope everything works out for you.

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