Dish Network Re-aged Account by two years and illegally charged credit card Englewood, Colorado

I made a contract with Dish Network for services. This was a mutual contract between both parties. They were to provide service and I was to pay them for that service. The service was not satisfactory and I had to have a technician come out three times. He finally said that he couldn't get it to work in that area and I could get my money back.

I called them and reported the problem and asked for my money back. They agreed and the next month they billed me. I called them and they said they did not have to give me the money back and in fact I owed them for the contract weather I received service or not.I said you never provided adequate service and she said it didn't matter. I said,I would not pay them.

First USA Bank N.A. (MasterCard) called me and said that there was suspicious activity on my card and did I authorize the charges by Dish Network. I said no I did not and filed a dispute with them. I told her what happened and she said I needed to file a fraud report. She said this has happened to quite a few people.

October 31, 2002 a letter was sent out from First USA reference number 5417 1622 8195 5058. They said my money was refunded after investigation of my claim. I closed that account in 2001 shortly after they stole the money from that account. It is now 2006 and on my credit report it now has a date of current charges of 2004.

They re-aged the account but the dispute goes back by record to when they stole money from my credit card in 2001. I had creditors call up for a couple of years but they would drop the case after I told them the facts and that it had passed the statue of limitations years ago. They also promised to remove it from my credit report. I have not heard from an agency in a few years.

I just ran my credit report and Dish Network is on my report with the status seriously delinquent
And they reaged the account to 2004. I turned them in the FTC because they have re-aged the account twice.

How come they can't get sued but the Federal Government NCO Financial has been sued for re-aging accounts and unfair credit practices? Can anyone tell me why?

Kim
Wasilla, Alaska
U.S.A.