Complaint Review: Firepay - Internet
- Firepay firepay.com Internet Bermuda
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- Category: Collection Agency's
Firepay Will not accept payment, harassing family Ripoff Internet
*Consumer Suggestion: FDCPA violations
*Consumer Suggestion: FDCPA violations
*Consumer Suggestion: FDCPA violations
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I wrote a few checks to Firepay in June 2006. I made an accounting error and both checks bounced. A few more seperate transactions went through, and my bank account was overdrawn over $1000. My account was frozen and shut down.
A few weeks later I got a phone call and an email from Michael King of Firepay's Fraud division. Mr. King told me that if I didn't pay the full amount, that he would initiate an investigation for check fraud.
I replied to the email, telling Mr. King that I wanted to work things out, but that because of my financial situation I wouldn't be able to make a payment for a few weeks.
Mr. King emailed me back, telling me that he would let me make two payments of half the amount due over the next month and a half. I told him that that would be fine and that I would schedule a western union money order to make the payments.
Mr. King responded by telling me that he wouldn't accept money orders, only a checking account that he could debit. Because of my financial situation, I am unable to open a checking account.
I then received a phone call from my mother (this was about a week after Mr. King's initial contact). She told me that Mr. King had called her and threatened her, telling her that if Firepay did not recieve the money due, I would go to jail for fraud. He manipulated my mother into putting the money into a checking account that was scheduled to be debited to Firepay. I told my mother to get the money out of the account and stop all payments, which she did. I later found out that Mr. King had also contacted other relatives of mine, and done the same thing; my mother was the only one that tried to pay him.
I don't know how Mr. King got my family's information, that seems a little strange to me; as well as an extreme violation of privacy. I filed complaints with every agency that I could think of, as well as the ISP that Firepay goes through. It is now July 19; thus far I have contacted a lawyer and the FBI.
I now have the funds availiable, and will pay Firepay if they agree to a form of payment I am able to make. However, if they cannot agree to a form of payment by the end of August, I will not pay them.
Isaac
Orem, Utah
U.S.A.
This report was posted on Ripoff Report on 07/19/2006 05:22 PM and is a permanent record located here: https://www.ripoffreport.com/reports/firepay/internet/firepay-will-not-accept-payment-harassing-family-ripoff-internet-201964. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#3 Consumer Suggestion
FDCPA violations
AUTHOR: Don - (U.S.A.)
SUBMITTED: Thursday, July 20, 2006
Isaac, there has definately been violations of the FDCPA here. The most obvious one is that they are not allowed to advise others of your debt. IT definately sounds like they disclosed the debt to your Mother and possibly other family members. The only way around that is that you gave permission to speak to your Mother and others about the debt, or they are a co-maker on the debt.

#2 Consumer Suggestion
FDCPA violations
AUTHOR: Don - (U.S.A.)
SUBMITTED: Thursday, July 20, 2006
Isaac, there has definately been violations of the FDCPA here. The most obvious one is that they are not allowed to advise others of your debt. IT definately sounds like they disclosed the debt to your Mother and possibly other family members. The only way around that is that you gave permission to speak to your Mother and others about the debt, or they are a co-maker on the debt.

#1 Consumer Suggestion
FDCPA violations
AUTHOR: Don - (U.S.A.)
SUBMITTED: Thursday, July 20, 2006
Isaac, there has definately been violations of the FDCPA here. The most obvious one is that they are not allowed to advise others of your debt. IT definately sounds like they disclosed the debt to your Mother and possibly other family members. The only way around that is that you gave permission to speak to your Mother and others about the debt, or they are a co-maker on the debt.


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