NOTICE! Those consumers located in the European Union, effective 5/24/2018 due to the GDPR, citizens of any GDPR applicable country or anyone sitting in, or operating from, such country are prohibited from using this site. Read our Terms of Service to learn more. By using our site you understand and agree to these terms. Don't blame us... blame Europe! This site uses cookies to store information on your computer which may track your browsing behavior on our site and provide you with ads or other offers that may be relevant to you. Some are essential to make our site work; others help us improve the user experience. Read our Privacy Policy to learn more.

Report: #15270

Complaint Review: First National Credit Card - Sioux Falls South Dakota

  • Submitted: Wed, February 27, 2002
  • Updated: Thu, March 18, 2010
  • Reported By: Sulphur LA
  • First National Credit Card
    p. o. box 5120
    Sioux Falls, South Dakota
    U.S.A.

First National Credit Card Royal Legacy Visa = Royal Ripoff

*Consumer Comment: first national creditcard is no Scam

Show customers why they should trust your business over your competitors...

Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..
I applied for this card online and was approved. About 2 weeks later, I got the first month's bill for 176.00 in fees for accepting the card. They said that they mailout the bill and the card at the same time, so I waited another week or so for my card, but it never came, so I called back.

I asked why I had to pay the min. pymt. for 20.00 if I hadn't even got the card yet. They said b/c you agreed to the fees. I said Fine, but I am not going to pay for the card if i haven't gotten it yet.

They said I would have to or else they would close the account. I really needed the money, so I tried to explain that I couldn't afford to pay for the card if I haven't gotten it yet. What if they sent it to the wrong address, and someone else got it?

I simply can't afford it. They told me that it was not their problem and they charged me a 30.00 late fee on my card when I got it a week later. Since my account was then past due, they suspended my spending "priviledges". Go figure. Thanks for reading.

Jessica
Sulphur LA

*UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit

Click here to read other Rip-off Reports on First National Credit aka FNC Investments aka Bank Plus Credit Services aka CCA Credit Service Division aka CCS Credit Service Division

This report was posted on Ripoff Report on 02/27/2002 12:00 AM and is a permanent record located here: https://www.ripoffreport.com/reports/first-national-credit-card/sioux-falls-south-dakota-57117-5120/first-national-credit-card-royal-legacy-visa-royal-ripoff-15270. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
Also a victim?
Repair Your Reputation!

Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
1Consumer
0Employee/Owner

#1 Consumer Comment

first national creditcard is no Scam

AUTHOR: Vorless darkchaos - (U.S.A.)

It is your problem and not theres.

You are 100%
responsible for what you owe on your card.Just because card did not come with the bill that does not mean you should not pay. It is a big chance that when they were mailing out your stuff that your card was not ready.

I have first national creditcard as well and i never had any problems with them at all.

Over 2 months ago i went over my limit by a little bit and i got a change $29 but when i call and explain they refund the $29

first national creditcard is not scam.




Respond to this report!