Lowes Watch your Lowes Card for finance charges on 0% APR offers! ripoff Chesapeake Virginia

Lowes advertises 0% APR when you use their credit card for certain "qualifying" purchases; however, what the store I shopped from never told me, nor is it advertised, is that the store HAS TO CALL the credit departement when you make the purchase and tell them to apply the 0% APR to that purchase/item(s). This happened to me twice!

It wasn't until the 3rd qualifying purchase that an employee knew about this and made the call. First I was shocked, now I'm just mad. On the two previous trips, I dealt with 2 separate cashiers and 2 separate sales people. Not one of them said anything about calling. And when I applied for the card, no one said "make sure you have the store call to get you your promotional interest rate".

So now I have to return to the store with receipts from the previous purchases so they can call Lowes Credit and get the interest rate changed to 0%. I hope I get my interest charges refunded too. That's just bad business. So if you use that lowes card to buy something major with 0% APR, you better check your statements to make sure you aren't getting sacked with interest.

Meg
Chesapeake, Virginia
U.S.A.