Navy Federal Credit Union Navy Fed, NFCU Failure to abide by federal law Merrifield, Virginia

I screwed that up and misread a few portions of it.  However, now they've begun calling my uncle, a person not listed on any form as a contact, or signed as any type of co-signee on any bank account, and certainly not the Visa card.  My mother isn't even listed, but she hasn't been getting calls.  A Ms. Owen was supposedly the person who called.

"At this point, I decided to write this to inform people that the company is violating federal law in terms of debt collection."

You are mistaken.  If you are refering to the FDCPA (Fair Debt Collection Practices Act) there in nothing in that law that states anything about stopping contacts for/within 7 days.

Further, the FDCPA applies only to debt collectors, not creditors.  If these calls are truly coming from the bank that extended the credit to you, the FDCPA does NOT APPLY to them because they are the CREDITOR.

You can read the FDCPA in its entirety at the FTC website www.ftc.gov